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Spend £80 on select physical products and earn 50,000 Microsoft Rewards points. Offer ends in Days Hours Minutes Seconds

Buy now and pay later with PayPal

Pay in 3 offers flexibility to pay over time.

Pay in 3 interest-free payments on qualifying purchases of  £30 - £2000

Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more detail. 
Learn more
Paypal Pay in 3 instalments

How it works

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No late fees or sign-up fees

Choose to pay in 3 installments
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A decision in seconds

If approved, complete the purchase with Pay in 3
Pay with the app or online

Pay with the PayPal app or online

Easily manage payments with autopay
Secure transactions with PayPal

Checkout securely

Trust PayPal to help keep your transaction secure

Where to find it at checkout

Step 1: Change your payment method

At checkout, select "Change" to modify your saved Payment method. New customers can skip to Step 3
Step 1: Change your payment method
Step 2: Select "Choose a different way to pay"

Step 2: Select “Choose a different way to pay”

Even if you've saved PayPal in your payment methods, you still need to choose a different way to pay.

Step 3: Choose a way to pay

Select "Flexible payments"
Step 3: Choose a way to pay
Step 4: Select PayPal Pay Later

Step 4: Select PayPal Pay Later

Select "Place Order" to be redirected to PayPal to select Pay in 3 and complete your purchase

Microsoft Surface Devices

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Xbox Consoles

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Frequently asked questions

  • PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. Pay in 3 is an unregulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

    For more information go to https://www.paypal.com/uk/webapps/mpp/paypal-payin3/faq

  • If your purchase at Microsoft Store is not completed, you will not be charged.

  • PayPal purchases show up in the Payments section under Payment Options.

  • Microsoft Store’s refund policy applies to purchases, including purchases made using PayPal. Learn more about returning items you bought from Microsoft Store for exchange or refund. If you need to return your physical product after your purchase, and are within the 60-day return policy, you will be refunded just as you would with a regular credit card.

  • Yes, if you request the price adjustment within 60 days of your delivery date, and otherwise meet the terms of the Microsoft Store Price Promise, you’re eligible for a price adjustment. You’ll need to contact Microsoft Store Sales and Support with your order number to receive your adjustment.

  • PayPal Pay Later options cannot be used for gift cards, one-time paid or recurring subscriptions at Microsoft Store.

Why shop from Microsoft Store

Free shipping and returns

Get free 1 to 2 day shipping with no minimum purchase. Plus, enjoy 60-day returns on physical Microsoft products.
Learn about shipping Learn about returns

Get the best price

If we drop the price of a physical product within 60 days, we'll give you a one-time price match.
Learn more

Get it now, pay later

Flexible payment options help you pay how you want, at Microsoft Store.
Learn more

Cash out when you trade in

When you trade in an eligible device, you get cash back and your device is recycled.
Learn more Check your device’s eligibility
Learn about all the benefits of shopping at Microsoft Store
  • Discounts: Supplies limited. Actual savings depends on product availability.
  • Free shipping and returns: Available with eligible physical products purchased from Microsoft Store online and Microsoft Experience Centers in select markets. Return process must be started within 60 days after customer receives the product. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time.
  • Low-price promise: Valid on purchases of physical products made at Microsoft Store online with a valid Microsoft Account and at Microsoft Experience Centers in select markets for 60 days from the date the customer receives the product (“Offer Period”). Excludes Surface Hub, HoloLens, and Windows DevKit. Customer is eligible only if price of the purchased product is reduced during the Offer Period and in stock. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Center, customer must return to the location with receipt. Price adjustment will be provided in same manner as purchase method. Limit 1 price adjustment per product. Price adjustments apply only to purchase price and do not include taxes, shipping or other fees. Microsoft reserves the right to modify or discontinue offers at any time.
  • Any offers shown are for a limited time while supplies last. See terms.

  • Offer valid from 00:00 BST on 4 April 2025 to 23:59 BST on 6 April 2025, for the first 10,000 customers to place an order of  £80 or more on physical products at Microsoft Store online in the United States, Canada, Germany, France, Japan, Australia or the United Kingdom. Customer must be signed into their Microsoft Account at time of purchase to qualify.  Customer will see a notification in their Rewards dashboard approximately 65 days after purchase date with a message to claim their Rewards points. Customer must click through and claim the 50,000 Rewards points within 30 days of notification  for the points to appear in their account. Microsoft Store returns policy applies. If the qualifying purchase is returned, customer is not eligible for the offer. Unredeemed Rewards points associated with your Rewards Account expire if you do not earn or redeem any Points in your Rewards Account for 18 consecutive months. Microsoft Rewards points are subject to the Microsoft Services Agreement. Not valid on prior orders or purchases; cannot be transferred or otherwise redeemed for cash or promo code(s). May not be combinable with other offers. Microsoft reserves the right to modify or discontinue offers at any time to the extent permitted by applicable law. Limit of 1 offer per customer.

    Points may be redeemed for Xbox Gift Cards. Spend within 90 days of deposit. Works with Microsoft Store online, Windows 10, Xbox One and Xbox 360 (Xbox Live required). Does not work at physical Microsoft Stores. Once redeemed to your Microsoft account, the full code value will be applied and may be used for eligible purchases (exclusions apply) made directly at select Microsoft Store online. Eligible purchases and prices vary by region, device, and over time. Geography limitations, country and balance restrictions, taxes, and Internet connection fees may apply. Paid subscriptions required for some content. Age restrictions apply. Except as required by law, credit cannot be redeemed or exchanged for cash and is not refundable. To read full terms and conditions (which may change without notice), go to www.microsoft.com/cardterms. Void where prohibited or restricted by law. Cards and codes issued by and ©/™/® Microsoft Corp, a Washington Corporation, and/or its affiliates.
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