A glimpse of what the future may hold can be seen in a collaborative effort involving leading global banks and Microsoft. Specifically, a new prototype is demonstrating how agentic AI can solve longstanding problems while enabling more seamless, embedded client experiences.

An average international trade shipment can involve up to 50 separate documents exchanged between as many as 30 different stakeholders.¹ The result is an avalanche of paper. More than 4 billion documents are estimated to move through the global trade system every day,² and only 1-2% of these are handled digitally.¹

Complicating matters, disconnected trade platforms and fragmented workflows often suffer from a reliance on paper and a slow adoption of data standards. Critical data, even when digitized, often needs to be manually rekeyed into disparate supply chain systems and bank platforms. This leads to delays, discrepancies, and persistent inefficiencies, creates a drag on financing, and introduces a broad range of risks.

Simply converting paper to image or text is not enough to modernize trade finance processes. True transformation requires that data be structured, understood, and actionable. This is where the latest advancements in generative AI and large language models (LLMs—systems trained on vast datasets to understand meaning and generate content that feels human) are poised to fundamentally change the game for global trade.

A collaborative proof of concept to streamline data exchange 

Working in partnership with ANZ, HSBC, and Lloyds, Microsoft has built a technology proof-of-concept (POC) solution that demonstrates how AI agents, powered by LLMs, hold the potential to transform trade workflows. The prototype demonstrates how AI can be embedded directly into ERP systems to extract, validate, and digitally transmit structured trade data to banks, enabling seamless, standards-based integration. 

Demonstrated at the Sibos 2025 conference in Frankfurt, Germany, the POC uses advanced AI and API technologies, together with the Key Trade Documents and Data Elements (KTDDE) framework developed by the International Chamber of Commerce’s (ICC) Digital Standards Initiative (DSI), to help enable a decentralized, end-to-end data exchange based on standardized core data elements used across trade and trade finance documents. 

The demo illustrates what “agentic AI in the trade finance workflow” can look like. The POC simulated a corporate seller receiving an MT700 Letter of Credit (LC) message. An AI agent built on a generative AI model automatically parsed the LC, identified the key data elements (such as buyer and seller information, credit amount, shipment terms, and dates), and cross-checked them against the invoice and shipping data in the ERP. In the demo, the AI agent quickly detected data discrepancies across documents such as currency and amount and suggested a correction in natural language. Once verified, the data was transmitted securely to the bank.

Crucially, the POC also illustrated how treasury users can interact with the data in trade documents through a conversational AI interface. For example, a treasury manager could ask the AI agent questions like “Is this letter of credit compliant with the agreed terms?” and receive instant answers grounded in both ERP data and third-party trade documents. Data sources can extend to real-time market data such as foreign exchange (FX) and risk ratings to enable more complex treasury questions such as FX hedging and LC discounting.

This kind of agent-based interaction with enterprise data marks a breakthrough in usability. Instead of poring over documents or portal screens, stakeholders can simply ask questions and get AI-generated insights, dramatically speeding up decision-making in the trade process. 

Because LLMs interpret documents with contextual understanding—not just spotting keywords but grasping meaning and relationships—AI agents can help surface subtle red flags, such as references to sanctioned entities or ambiguous descriptions of dual-use goods. By referencing regulatory frameworks such as EU dual-use export control laws, these agents can flag potential compliance risks early, enabling proactive intervention before a transaction proceeds. 

By enabling direct, standards-aligned data exchange between corporates and banks, this kind of solution potentially helps to: 

• Reduce document discrepancies by validating data at the source. 

• Improve accuracy and auditability through structured, machine-readable data and end-to-end traceability. 

• Support standards-driven interoperability across ERP systems, bank platforms, and logistics networks. 

• Shorten time to funding by eliminating paper dependencies and courier delays. 

• Strengthen risk management and compliance by automatically checking trade data against rules and watchlists. 

The potential benefits of such a solution extend beyond banks and trading companies. Governments and customs authorities can use ERP-aligned data to potentially streamline filings and improve tax collection. Shipping and logistics providers can potentially gain earlier access to accurate data, ultimately improving planning and reducing delays. By emphasizing data interoperability and AI-powered insights, the POC offers a repeatable model that can extend beyond trade finance to other complex, document-intensive processes. 

Leading banks and Microsoft: A shared vision on digital trade finance

This successful proof of concept was built on a strong collaboration between Microsoft and three leading global banks, uniting Microsoft’s AI and enterprise technology expertise with the banks’ deep trade finance experience. Together, we are shaping a new model for intelligent, data-driven trade finance. 

ANZ 

ANZ is exploring opportunities to apply AI in ways that can support business processes and enhance customer experience. Where appropriate, we aim to move beyond the role of a back-end transaction processor to deliver trade finance as a seamless part of client existing workflows. By safely and responsibly integrating AI into corporate ERP systems, our goal is to offer a more intuitive, built-in trade finance experience.

Hari Janakiraman, Head of Industry and Innovation, Transaction Banking, Institutional 

HSBC

Trade finance is still overwhelmingly document-driven, which is why the industry needs practical interoperability: common data standards and consistent, bank-defined data sets that exporters—from small businesses to large multinationals—can exchange electronically. This proof of concept shows how aligning to frameworks like the ICC’s Key Trade Documents and Data Elements can reduce discrepancies and help move validated data securely from ERP to bank platforms, making trade more accessible and efficient for companies of all sizes.

Bhriguraj Singh, Chief Product Officer, Global Trade Solutions 

Lloyds

This new development creates a strong opportunity to improve the trade finance ecosystem by moving away from paper being transferred between parties to simply exchanging data. By using open standards (aligned, structured data for key trade documents), we can integrate more easily with clients’ technology and logistics partners. Combined with AI-driven data exchange through the Microsoft connector, this allows information to flow securely and accurately between platforms. We are committed to building a more connected and collaborative digital trade environment, and this approach is an important step forward.

Surath Sengupta, Head of Transaction Banking Products

Opening the benefits of AI and interoperability 

Under the hood, the prototype featured a modern decentralized architecture designed to integrate with multiple ERP systems (Microsoft Dynamics 365 and others), bank platforms, and third-party supply chain applications.

The solution was built on Microsoft Foundry, a unified Azure platform for developing, deploying, and governing AI applications and agents. Foundry brings together models, tools, governance, and observability under a single control plane, which is critical for handling sensitive trade data and ensuring enterprise-grade security. 

LLMs power deep document understanding, data extraction, validation, and conversational interactions. In contrast to traditional Optical Character Recognition (OCR) or template-based systems, which can struggle when layouts change or data is missing, LLMs can adapt to varied document formats and more robustly extract and cross-check information. These capabilities are increasingly being employed across the financial services industry for innovations in payments, risk, and compliance.

Putting AI to work in trade finance

We invite organizations across the trade ecosystem—banks, corporates, fintech, and governments—to co-innovate with us on the future of international trade.

To learn more about this collaborative initiative and explore how generative AI can transform your trade and international banking operations, contact your Microsoft representative.

For more information on Microsoft’s approach to building AI agents and industry solutions, visit Microsoft for Financial Services.

¹ ICC United Kingdom, “‘The Roadmap to Digitalise UK Trade,”  June 16, 2025 (https://www.tradeforprosperity.co.uk/the-roadmap-to-digitalise-uk-trade/)

² Fortune, “Global trade still depends on 4 billion paper documents daily,” October 2023

The post Reimagining trade finance with AI: A collaborative proof of concept from Microsoft, ANZ, HSBC, and Lloyds appeared first on The Microsoft Cloud Blog.

With the help of Microsoft partner SP Peru, María Almenara took the first step towards its digital transformation process. The bakery migrated to Azure, Microsoft’s cloud, leaving acquisition costs or digital infrastructure maintenance behind. “Thanks to the database, we can analyze customer buying frequency and average purchase amounts, optimizing our processes and reducing pressure on the shop and the manager. These steps directly affect the customer experience,” states Carlos Armando de la Flor, the bakery’s General Manager.

Integrating cloud functionality

When María Almenara decided to become a data-driven business, one goal was to reach a 90% fill rate. This indicator shows the ability to serve customers without running out of stock. Today, the bakery has reached a 99% fill rate, assuring an optimal experience for its customers.

Based on the work done with SP Peru, a system was also created with Azure Machine Learning. Its integration with the Enterprise Resource Planning System (ERP) and the development of a specific mathematical technique allows for daily and weekly predictions. This is how the bakery obtained sales estimates for each store and product, allowing for planning and adjustments to cover demand for each of the 8 locations, as well as the ability to ship precise orders.

Furthermore, with a goal of complete business transparency and real-time decision making, the bakery used different Human Resources survey systems like SAP, among others. With the help of Microsoft’s Power BI, management created a control panel to view 18 indicators in 3 areas: finances, expenses and budgets; human resources; and customer satisfaction.

The mathematical technique used for these predictions undoubtedly played an important role in this process. This technique was later replicated and tested by the Massachusetts Institute of Technology, where local partner SP’s technique performed better than that of the team from the prestigious academic institution.

Serving the person, not just the consumer

Thanks to integrating these changes and its technological foresight, the bakery was able to weather a year as challenging as 2020—and managed to reach a milestone for the industry. This also reflects a change in María Almenara’s ethos, which is made of three fundamental pillars: a) a scalable culture and business model with the single goal of making hearts happy; b) data as an essential asset for leading in the digital economy and c) focus on the person, that is, on partners and customers.

With each step of the digital transformation process, María Almenara realized that its partners had to grow with the company. This is reflected in its turnover rate, which is less than 1%. The industry’s turnover rate is usually 25%. Without a doubt, incorporating technology has created business growth and satisfaction for its 223 partners.

Carlos Armando de la Flor concludes: “Here at María Almenara, we see technology as a helpful tool, not just something to solve things. Thanks to the omnichannel retailing platform our business uses, we’ve been able to establish a way to work that allows pregnant women or women with young kids to serve customers from home, prioritizing their health and comfort, and reducing turnover rates.”

COMPANY INFORMATION

• Customer: María Almenara
• Partner: SP Peru
• Products and Services: Microsoft Azure
• Industry: Other
• Organization Size: Medium (50 – 999 employees)
• Country: Peru
• To contact this Partner, click here
• Click here to learn more about this company
• Tags: Customer Stories, María Almenara, Microsoft Azure, Perú

The post María Almenara: The First Data-Driven Peruvian Bakery appeared first on The Microsoft Cloud Blog.

Today’s business environment demands more with less. Organizations must deliver better personalization, higher volume, and increasingly complex insights while operating with greater efficiency. The gap between stakeholder expectations and what teams can realistically deliver continues to widen. 

Microsoft’s recent insights on Frontier Transformation address these challenges by embedding AI into the core of operations. Frontier Firms are organizations that treat AI as a foundational capability and are already transforming how they work. 

Frontier Firms don’t simply automate; they adapt. By adding adaptive intelligence to existing systems, they unlock three advantages: 

• Awareness: Systems perceive conditions in real time. 
• Reasoning: They prioritize tasks based on business needs. 
• Interaction: They communicate in natural, intuitive ways. 

Early adopters see small improvements compound quickly. These include faster service, more accurate recommendations, fewer equipment surprises, and clearer insights into peak times and bottlenecks. As agentic AI matures, companies can offer guidance and assistance that feels intuitive. Employees gain more time for high-value work, and leaders gain deeper visibility into operations. 

Frontier Transformation is more than a technology upgrade. It represents a shift in operating model. Organizations that treat AI as a foundation will lead the next wave of business innovation. 

Agentic AI is reshaping customer experience 

This shift is already visible in retail, where agentic robots are transforming customer experience and improving operational performance. Customers expect fast, personalized service, yet retailers often face staffing constraints, training gaps, and unpredictable demand. 

Industry studies show: 

• 75% of consumers are more likely to purchase when recommendations feel relevant. 
• Nearly 40% of in-store complaints relate to wait times. 
• Inventory inaccuracies account for 4–8% of lost sales. 

These challenges reflect a broader pattern across frontline-heavy industries. Customer expectations continue to rise, and employee workloads grow more complex. 

Microsoft’s Work Trend Index reinforces this dynamic. Frontline employees say AI tools that reduce repetitive tasks, surface real-time information, and streamline customer interactions have the biggest impact on satisfaction and performance. As organizations integrate adaptive intelligence into daily workflows, these benefits build on each other and help accelerate Frontier Transformation. 

Recent industry research shows that retail and consumer packaged goods organizations are generating significant business value from generative and agentic AI, with early deployments consistently delivering multi-times ROI and accelerating impact across frontline operations.

Agentic AI creates new possibilities for stores. Instead of relying on rigid automation, it blends environmental awareness, adaptive reasoning, and conversational interaction to help teams respond in real time. 

ADAM: From beverage service to customer care 

Richtech Robotics’ ADAM beverage robot illustrates how quickly agentic systems can enhance the customer experience. Richtech, based in Las Vegas, designs and commercializes autonomous robotic solutions for hospitality, retail, logistics, and manufacturing. Through a close, hands-on collaboration between Richtech’s engineering team and the Microsoft AI Co-Innovation Labs, the two companies jointly developed new adaptive intelligence for ADAM—transforming it into a conversational, context-aware assistant powered by Microsoft Azure AI. These enhancements enabled ADAM to move beyond routine beverage preparation and support richer customer interactions.

Today, ADAM: 

• Adjusts recommendations based on weather, time of day, and promotions. 
• Responds naturally to customer requests like “less sweet,” “extra ice,” or “what’s seasonal?” 
• Notifies staff about ingredient or equipment issues before problems occur. 
• Uses vision models to maintain speed and quality during busy periods. 

Retailers report smoother operations and better customer feedback. ADAM is context aware, conversational, and reliable—qualities customers consistently reward and areas where AI has historically struggled. 

While ADAM is a retail example, the pattern extends far beyond beverage automation. Across logistics, healthcare, hospitality, and manufacturing, Frontier Firms are adding ambient intelligence and agentic workflows to physical operations and seeing meaningful gains as a result. 

Unlocking retail transformation at scale 

Once retailers see how intelligence enhances a single customer interaction, the next question naturally follows: where else can this help? Building on the advancements made with ADAM, Richtech Robotics is extending these capabilities through its Agentic Store initiative. By applying vision, voice, and agentic reasoning to common in-store tasks, the initiative helps retailers address friction points that slow down the shopping experience. 

Examples under development include: 

• Robots that guide customers to products.
• Systems that detect empty shelves or misplaced items.
• Voice-enabled, in-aisle assistance.
• Real-time adjustments based on foot traffic or local events.

This approach does not require heavy hardware investments. These workflows are software-driven and build on existing store infrastructure. It reflects how Frontier Firms drive transformation by spreading intelligence across the ecosystem rather than upgrading a single process at a time. 

Retailers gain clearer visibility into peak demand, customer behavior, product movement, and service quality without increasing manual tracking. As one store manager described it, “it feels like having a second set of eyes that never gets tired.” 

Convenient, high-quality service becomes a blueprint for store-wide intelligence. In the coming years, a clear difference will emerge between retailers that treat AI as a tool and those that treat it as a foundation. The latter will set the pace for the industry. 

Steps toward Frontier Transformation 

Agentic AI gives retailers a practical and achievable path forward. It elevates customer experience, reduces operational strain, and creates the foundation for smarter and more adaptive stores. Organizations that embrace Frontier Transformation position themselves as Frontier Firms, ready to scale faster, work more intelligently, and unlock new value through the combination of human judgment and AI-driven insight. 

The journey begins with small, strategic steps and a bold vision for what is possible. To explore the broader business impact of AI across frontline and customer-facing roles, review Microsoft’s Work Trend Index: The year the Frontier Firm is born.

Explore how organizations are transforming with AI, and learn how you can build your own generative AI proof of concept with the Microsoft AI Co-Innovation Labs.

The post Frontier Transformation in retail: How agentic AI robots are redefining store experiences appeared first on The Microsoft Cloud Blog.

Leaders in the AI era are reimagining what AI can amplify: creativity, expertise, and the human ingenuity and leadership that drives progress. A recent IDC study commissioned by Microsoft shows that Frontier Firms are customizing AI for their unique workflows and seeing three times greater returns on their AI investments. Why? Because this approach keeps people at the center. They’re using AI to tackle big challenges, empower higher-value work, and help industries adapt quickly in a world where efficiency and resilience are non-negotiable.

Becoming Frontier isn’t reserved for tech disruptors or startups. Legacy brands across industries are bending the curve on AI innovation, pairing decades of expertise with AI-first differentiation to reinvent processes and accelerate growth. In a world where more than 99% of companies fail to reach 100 years in business,¹ centennial companies—brands that have been around for 100 years or more—are proving that reinvention is the key to longevity. Today, they’re using Microsoft AI to eliminate the mundane and unlock creativity to accelerate their journey to becoming Frontier.

Companies including The Kraft Heinz Company, Levi Strauss & Co., Wells Fargo, and Land O’Lakes have been serving customers for more than a century and remain leading household names because they never stood still. They’re positioning themselves at the forefront of AI innovation.

When you think about how quickly humans have grasped the concepts of AI, it’s influencing how they do everyday life right now. Compared to past technologies introduced into business or corporate settings, the learning curve and the adoption rate are not something that you have to worry about as much because people are actually craving it and they’re looking for it.

—Ken Meyer, Chief Information Officer for Enterprise Functions at Wells Fargo

These centennial brands show that reinvention isn’t a one-time event—it’s a mindset. By pairing their own expertise with a trusted partner like Microsoft, they’re transforming operations, accelerating innovation, and setting new benchmarks for what’s possible. Let’s look at how The Kraft Heinz Company, Levi Strauss & Co., Wells Fargo, and Land O’Lakes are leading the way.

Influencing the future with the wisdom of the past

In the consumer goods industry where companies are balancing shifting consumer preferences, supply chain complexity, and speed-to-market, AI-powered insights are especially crucial. The Kraft Heinz Company, one of the world’s leading food and beverage companies, is demonstrating how it is reaching for historical data as it prepares the organization to thrive in the future with the recent introduction of The Cookbook.

Built on Microsoft Azure OpenAI and trained on a proprietary central database, The Cookbook is a proprietary AI agent that puts decades of institutional wisdom around HEINZ Tomato Ketchup production processes at employees’ fingertips. With The Cookbook, users can ask questions on everything from the thickness and color of a batch of ketchup to insights about the efficiency of production processes, and more. Preserving and digitizing institutional knowledge and subject matter expertise in this way supports improvements in production consistency, quality, and efficiency—leaning into a legacy of innovation to maintain the quality that’s made HEINZ the world’s best-selling ketchup.

As part of our long-term strategy, we’re harnessing disruptive digital solutions to fuel growth across the organization. In doing so, we’re transforming the way we work, streamlining processes, enhancing decision making, and more—all of which enable us to continue delivering the great-tasting products consumers know and love as well as continue to innovate and address evolving preferences.

—Oliver Ganschar, Head of Digital Product Management and Innovation at The Kraft Heinz Company

The Cookbook joins a robust lineup of generative and agentic AI-powered projects already in use at The Kraft Heinz Company to optimize marketing, production, supply chain functions, and more. They have streamlined operations for Claussen pickles, cut manufacturing waste, and dramatically reduced timelines for brand asset creation across The Kraft Heinz Company’s portfolio. The digital-first solutions empower employees to focus on high-value tasks, make decisions rooted in data, and enhance engagement.

“When it comes to AI, we’re exploring integrated solutions that can drive scalability and connectivity across our organization end to end, rather than siloed deployment or disconnected applications,” said Ganschar. “We aim to create a connected ecosystem that enables our teams to work more efficiently and effectively, and this includes evaluating applications of generative and agentic AI in ways that we believe can unlock further value for our teams and the business.”

The Kraft Heinz Company and Microsoft have also collaborated on a Supply Chain Control Tower to preempt interruptions and develop digital twins of the company’s manufacturing facilities to virtually test and troubleshoot new processes. Together, these efforts hone The Kraft Heinz Company’s competitive edge, strengthening its ability to get products to market faster, better serve customers, and drive innovation.

Our collaboration with Microsoft has been an important part of our digital transformation, helping us drive innovation and efficiencies through machine learning and advanced analytics so we can get products into the market faster, better serve our customers and, ultimately, deliver on consumer demand.

—Oliver Ganschar, Head of Digital Product Management and Innovation at The Kraft Heinz Company

As The Kraft Heinz Company looks to continue leading the curve on AI innovation, it plans to scale The Cookbook beyond HEINZ Tomato Ketchup.

“We aim to use key learnings and insights from The Cookbook pilot phases to scale to other brands, products, and Kraft Heinz businesses, and we are currently in the process of exploring additional use cases for the technology,” said Ganschar.

Prioritizing data in decision-making at scale

Enthusiasm around AI is not just confined to the C-Suite—it is growing throughout entire organizations. Ken Meyer, Chief Information Officer for Enterprise Functions at Wells Fargo, says employees at every level are clamoring for AI products, with more than 30,000 using Microsoft 365 Copilot since it was rolled out in June 2025. The active usage rate for enabled employees is 92%, demonstrating the value the tool offers to the employees.

It’s really a proof point saying that not only did people want to use these products, but they were waiting for it and excited about it, and what’s really exciting is understanding the usage across the different ways in which they’ve engaged: creating content, doing summarization, and researching. That’s real time saved for our Microsoft 365 licensed users.

—Ken Meyer, Chief Information Officer for Enterprise Functions at Wells Fargo

This kind of data is the foundation of decision-making at the 173-year-old financial institution, particularly when it comes to choosing solutions to put in the hands of employees. Analytics drove Wells Fargo’s 2021 migration to Microsoft Azure as its primary public cloud provider and guided subsequent rollouts of Microsoft 365 and Microsoft SharePoint to enhance productivity and strengthen security. Now AI is increasing efficiency at Wells Fargo, with generative and agent capabilities in GitHub, Microsoft Copilot, and other Microsoft AI solutions equipping employees to more effectively support clients, each other, and the organization.

Organizations across the financial services industry are seeing the opportunities AI can create to unlock greater innovation and business value at an accelerated pace. It plays a critical role in streamlining operations and compliance management—making processes more efficient and secure.

Microsoft understands what it takes to be an enterprise business and do things at scale. When you think about being in a highly regulated industry, being a bank our size, and the commitments that we have to the number of clients that we serve, it’s important and it gives us a lot of confidence.

—Ken Meyer, Chief Information Officer for Enterprise Functions at Wells Fargo

Weaving innovation and intuition into all operations

In retail, as in finance, leaders must keep pace with their customers’ rapid adoption of emerging technologies. From evolving consumer expectations to the rise of omnichannel experiences, agility is key. Levi Strauss & Co., navigating new audiences and sales models, has partnered with Microsoft to stay resilient and innovative, using digital tools to streamline operations, personalize engagement, and scale sustainably in a fast-moving retail landscape.

Retail has always been a story of change. Microsoft is a big part of how we scale for the next 100 years.

—Jason Gowans, Chief Digital and Technology Officer at Levi Strauss & Co.

On the heels of a massive cloud migration to Azure, the 172-year-old company is prepared to lead in a new era of agentic AI. The first five years of a seven-year digital transformation at Levi Strauss & Co. saw streamlined workflows, improved analytics and data quality, and more robust security—enabling the company to scale AI-powered innovation across the organization. 

Now, Levi Strauss & Co. and Microsoft are collaborating on AI-powered solutions that enhance employee decision-making, efficiency, and creativity with seamless access to insights. The newest example of this is the development of a new “superagent,” which has the intelligence to intuitively understand which applications and subagents to activate based on a user’s prompt. 

The foundation of the superagent streamlines the process to develop and integrate future agents—creating substantial savings. With AI woven into every experience for employees and fans, by extension, Levi Strauss & Co. is supercharging its trajectory toward becoming a fan-obsessed, direct-to-consumer business. 

We believe in performance, but our core value is also integrity. Whatever we choose to do with AI, it’s going to be grounded in making sure that it’s the right decision for our people, for the company, and for the community. 

—Sheena Kunhiraman, Vice President of People Systems and Analytics at Levi Strauss & Co.

Modernizing a trusted resource to elevate human expertise

Land O’Lakes, one of America’s premier agribusiness and food companies, is a member-owned cooperative with industry-leading operations that span the spectrum from agricultural production to consumer foods. Behind the scenes, the company has executed a sweeping digital transformation: migrating more than two-thirds of its IT environment to Azure, driving widespread adoption of Microsoft Copilot, and fine-tuning its enterprise copilot.

We are not a tech company, but a tech-forward company. Having a true technology partner that helps our digital transformation was the foundation of our partnership with Microsoft. We wanted a bigger bat to swing. Microsoft gives us that.

—Teddy Bekele, Senior Vice President and Chief Technology Officer at Land O’Lakes

This modern infrastructure is the foundation for AI innovation and serves as the backbone for a new digital assistant called “Oz.” The assistant combines the power of Microsoft AI with Land O’Lakes’ deep agricultural expertise to help farmers make data-informed decisions to maximize yield potential and mitigate risk throughout the growing season.

Land O’Lakes is owned by highly knowledgeable agricultural retailers who act as trusted advisors to farmers. Historically, these retail agronomists have used the Land O’Lakes Crop Protection Guide, an 800-page agronomic resource built on 20 years of data and millions of agriculture-specific data points, to assist farmers. Oz allows retail agronomists to quickly surface critical agricultural information specific to a farm’s unique features and needs in a mobile-friendly format.

The idea has always been to make that agronomist the hero at the farm gate. Instead of flipping through a book, now agronomists can have this deep technical discussion with the AI. So, we go from a good recommendation to a highly customizable recommendation for that farmer.

—Teddy Bekele, Senior Vice President and Chief Technology Officer at Land O’Lakes

Oz is just the latest example of how Land O’Lakes’ AI transformation has enabled them to bring cutting-edge, AI-powered solutions to the farmers they serve.

Bringing AI into the next Frontier

By thoughtfully integrating AI into many levels and functions of their businesses, centennial companies are demonstrating the ingenuity and resilience that has allowed them to dynamically navigate past moments of disruption for more than 100 years. We’re proud to partner with these Frontier Firms and support their continued transformation.

Explore examples of AI in action from this year’s Microsoft Ignite 2025 conference to envision how Microsoft’s industry-specific solutions can augment your organization’s expertise and experiences with AI.

Use our resources to innovate with AI and start your journey to becoming a Frontier Firm.

¹ Building Indiana Business, The Centennial Secret: How Do Companies Last 100 Years?, October 23, 2020.

The post From legacy to Frontier: How 100-year brands are leading AI innovation appeared first on The Microsoft Cloud Blog.

But behind these numbers are the real stories—organizations that have moved beyond experimentation to embed AI at the heart of how they operate. These “AI Challengers”—bold, AI-first businesses that are not just adapting to change but actively challenging the status quo and shaping the future.

These AI challengers haven’t just implemented new tools—they’ve reimagined what’s possible when AI becomes a core business capability. Find out how these companies are pulling ahead:

BOQ Group—Human-led transformation for banking reimagined

BOQ Group champions an employee and customer first approach to AI transformation. “At BOQ Group, we are committed to transforming the way we work and serve our customers by building an AI-ready workforce,” explains Chief Information Officer Craig Ryman.

The bank’s strategic rollout of Microsoft 365 Copilot delivered extraordinary results: over 70% of users now save 30 to 60 minutes each day. The impact extends far beyond time savings—completing business risk reviews in one day instead of three weeks, creating training programs in one day instead of three weeks, and improving report quality while speeding up sign-off processes from four weeks to one week.

BOQ’s approach emphasizes the critical insight that having a “human in the loop” is critical to AI adoption. The organization’s experience reveals universal adoption phases: users start with personal productivity gains, then focus on targeted opportunities, before ultimately transforming how work gets done entirely.

AI transformation is not just a technological transformation but a people-led transformation changing how we work. This is why it’s critical that any AI transformation starts by listening to and understanding team needs, spotting opportunities, and tackling challenges head-on to embrace the opportunities.

Enveda—Cracking the chemical code of life with AI

Enveda is innovating with AI by reinventing what is possible in medicine. It is focused on revolutionizing drug discovery by unlocking the potential of the vast majority of undiscovered molecules in nature. Enveda is using generative AI to identify and analyze thousands of compounds simultaneously, which significantly speeds up the drug development process and reduces costs.

“Today, nine out of ten drug candidates don’t make it through clinical trials, despite years of research and massive investment. This 90% failure rate pushes the cost of bringing a single new medicine to market as high as $6 billion. It’s an approach that simply can’t scale,” states CEO and Founder Viswa Colluru. 

At Enveda, AI is changing that. By decoding nature’s chemistry at scale, it is delivering drug candidates to clinical trials four times faster and at nearly one-tenth the cost.

AvePoint—Using AI to transform business inside and out

AvePoint is driving business innovation by embedding AI-powered capabilities into its product suite with Copilot. AvePoint also demonstrates the power of being your own best customer with its internal AI adoption. 95% of pilot participants actively use Copilot, with employees saving one to three hours per week by automating repetitive tasks, allowing them to focus on higher-value work.

As Mario Carvajal, Chief Strategy and Marketing Officer, noted, “Our investors care about efficiency, and AI is helping us deliver that. By freeing up time for higher-value work, we’re making our teams more effective and our business more competitive.” 

To accelerate adoption, AvePoint had two key strategies: upskilling its employees and creating focused, department-specific initiatives. AvePoint also encouraged a dialogue that sparked curiosity, built confidence and helped AI become a natural part of its daily workflows. As AI continues to evolve, AvePoint is positioned to lead the way, proving that the right foundation is key to unlocking its full potential. 

Eaton—Revolutionizing its energy management using AI

Eaton showcases how industrial companies use AI across complex global operations. “AI offers limitless potential for innovation, providing transformative technical opportunities that align with our growth objectives and advance our mission for sustainability and energy resilience by supporting grid flexibility, enhancing energy management, and delivering superior service and outcomes for our customers.,” explains Executive Vice President and Chief Information Officer Katrina Redmond. 

The company’s implementation of Copilot specialized agents brings functional expertise to areas like finance, sales, human resources, and service, handling repetitive, mundane tasks and freeing teams to focus on higher-value, strategic work that enables them to better serve their customers. By embedding AI into its culture and adopting a “think AI first” mindset, Eaton aims to drive further advancements in both technology, organizational strategy and will ensure that it can fully harness AI’s immediate potential while fostering sustained innovation across all aspects of its business.

The agent-enabled workplace

Each organization is driving innovation and demonstrates different aspects of the agent-enabled workplace—environments where AI agents work alongside human teams to accomplish complex business objectives, but all point toward a future where intelligent systems amplify human potential. 

Their success reinforces a critical insight: AI transformation requires more than technology adoption. It demands fundamental rethinking of business processes and competitive strategies. The organizations that recognize this—and act boldly on it—will define the next decade of business innovation. The future is here—and it’s time to claim your place in it. Will you lead or follow? 

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Explore how Microsoft’s AI solutions can transform your organization. Connect with our team to discuss your AI strategy or watch detailed case studies featuring each of these remarkable organizations.

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• Explore Microsoft’s AI solutions.
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¹ IDC 2025 Worldwide CEO Survey — Part 1: Overarching Insights, Business Priorities, and Risks, doc #US53155225, April 2025

² IDC, 2025 CEO Signature Report: Transforming Business for an AI World, doc #US53393625, June 2025

The post AI-powered innovation: How leading organizations are shaping the future appeared first on The Microsoft Cloud Blog.

South Korea is rapidly establishing itself as a global force in AI innovation, propelled by a unique blend of industrial strength, technological ambition, and cultural adaptability. From healthcare to renewable energy, Korean organizations are actively deploying AI to reimagine systems, improve efficiency, and create entirely new value.

This nationwide momentum is supported by a growing ecosystem of partners with investments in infrastructure, cloud platforms, and nationwide skilling. Microsoft is expanding access to AI and strengthening Korea’s long-term digital resilience via partnerships with Korean enterprises and institutions, supporting responsible and scalable adoption grounded in transparency, security, and fairness.

At the Microsoft AI Tour in Seoul, Korean companies demonstrated how AI is moving beyond efficiency gains to become a true growth engine—reshaping customer experiences, opening new markets, and driving cross-industry collaboration for a more innovative, inclusive future.

KT accelerates AI transformation through strategic Microsoft partnership

KT, one of South Korea’s largest telecommunications and digital services companies, is driving large-scale AI and cloud. As part of its enterprise transformation, KT has deployed Microsoft 365 Copilot company-wide, using AI to streamline operations and enhance workplace efficiency. In collaboration with Microsoft, their dedicated Center of Excellence (CoE) supports the development of AI-powered systems across teams.

To meet the needs of highly regulated industries, KT is building a secure public cloud based on Microsoft Cloud for Sovereignty. This infrastructure will support scalable, compliant AI adoption in sectors such as public services and finance.

Meanwhile, KT is also developing a large language model (LLM) optimized for the Korean language and cultural context. The model will be embedded into KT’s customer service to deliver next-generation AI experiences.

To promote broad, inclusive workforce development, the company is launching a nationwide AI skilling initiative with new training centers that will equip university students, professionals, and the general public with practical AI knowledge. With this multifaceted strategy, KT is advancing its digital capabilities and enabling AI innovation across Korea’s public and private sectors.

LG Electronics launches AI-powered home robot Q9

LG Electronics, a global leader in consumer electronics and smart home technology, is expanding the role of AI in daily life with the introduction of its AI home robot Q9, developed using Azure OpenAI Service. Designed to go beyond basic smart appliance control, Q9 supports functions such as elderly care, childcare, and overall home management.

The robot integrates Microsoft’s voice AI with LG’s own AI agent FURON to allow natural user interactions and adaptive learning. It serves as a central AI hub, connecting with and coordinating smart devices throughout the home to create a responsive living environment tailored to individual needs.

Q9 reflects LG’s vision for the smart home as an active, AI-powered ecosystem that enhances convenience, comfort, and support for daily routines. By combining conversational AI with practical applications, LG is shaping a new category of home technology focused on human-centered design.

Seegene advances molecular diagnostic development with AI system

Seegene, a leading biotechnology and molecular diagnostics company based in South Korea, is transforming how PCR testing kits are developed with its AI-powered Seegene Digitalized Development System (SGDDS).

Originally created by Seegene and further advanced in partnership with Microsoft, SGDDS automates the critical planning and design stages of PCR testing kit development—steps that have traditionally required large teams of experts. By streamlining these processes, the platform enables even non-specialists to participate, accelerating research timelines and improving development efficiency.

Powered by AI and data analytics, SGDDS helps standardize and simplify the development process, allowing Seegene to respond more quickly and precisely to emerging health threats. This capability expands access to accurate diagnostics and strengthens global preparedness for future public health challenges.

Through the integration of AI into its core research and development (R&D) operations, Seegene is building a more agile and scalable approach to healthcare innovation. Its collaboration with Microsoft also supports broader technology-sharing efforts designed to improve diagnostic infrastructure across global markets.

Hanwha Qcells optimizes solar energy with AI and IoT

Hanwha Qcells, a global leader in solar energy solutions, is advancing smart energy management by integrating Azure OpenAI Service and Internet of Things (IoT) technology. In response to the urgent challenges of climate change and resource depletion, the company is using AI to optimize solar power usage and enhance system efficiency across its operations.

By combining real-time data from IoT devices with AI-powered analytics, Hanwha Qcells is developing intelligent energy strategies that improve performance and support sustainability goals. The AI models help forecast energy needs, identify inefficiencies, and adjust power usage dynamically—laying the groundwork for more resilient and eco-friendly infrastructure.

Through its collaboration with Microsoft, Hanwha Qcells is not only improving operational efficiency but also creating scalable solutions for the global energy transition. These innovations support the development of clean energy ecosystems while opening new business opportunities in an increasingly AI-powered market.

Galaxy Corporation uses AI to transform creative enter-tech content

Galaxy Corporation, a South Korea–based AI enter-tech company, is reshaping digital content creation with Sora, its proprietary AI platform powered by Azure OpenAI Service. Designed to support creative professionals, Sora applies generative AI to assist in content development across video, animation, and other entertainment formats.

By embedding AI into the creative workflow, Galaxy Corporation is expanding the role of technology as an active partner in idea generation and production. Sora enables faster prototyping, helps refine concepts, and introduces new possibilities for immersive storytelling—bringing imagination to life with greater speed and scale.

Galaxy Corporation plans to continue expanding its AI offerings to meet the growing demand for innovation in entertainment. Galaxy Corporation is deeply committed to exploring the possibilities of the enter-tech creative vision of artists in this era of rapid innovation. By using AI to overcome creative limitations and redefine the standards of content development, the company is fostering a dynamic synergy between entertainment and AI technology. By positioning AI as a core creative tool, this approach not only reimagines experiences entirely but also delivers transformative content value to audiences, paving the way for a more meaningful, dynamic, and forward-thinking future in content creation.

Amorepacific simplifies complex beauty decision with AI

Amorepacific, South Korea’s largest beauty and cosmetics company, is known for its trend-setting brands and deep understanding of consumer needs. In the fast-moving K-beauty market—where skincare routines are complex and trends shift quickly—delivering timely, personalized guidance has become both a challenge and a competitive advantage.

To meet that need, Amorepacific is developing the AI Beauty Counselor (AIBC), a generative AI-powered app built on Microsoft’s Azure AI stack. The solution analyzes user photos to assess facial features and skin tone, then offers makeup recommendations informed by data from professional artists. To deepen personalization, users can chat with AIBC to share their skin care concerns, ask questions, and report on their post-sale experience.

By integrating AI into the consultation experience, Amorepacific is helping customers navigate beauty choices with confidence while staying ahead of evolving trends.

AI for everyone in South Korea

What sets South Korea apart in the global AI landscape is not only its rapid adoption of new technologies, but its intentional, people-centered approach to applying them. Korean enterprises are using AI to address real-world challenges, and these innovations are rooted in Korea’s industrial expertise and cultural context, with AI deployed to create practical value across sectors.

Aligned with the theme “AI for Everyone,” South Korea’s AI transformation reflects a belief that this technology should be accessible, inclusive, and impactful across all sectors of society. Microsoft supports this vision through close collaboration with Korean institutions and businesses—advancing skilling initiatives, education programs, and trusted cloud infrastructure to help turn bold ideas into lasting results.

Meanwhile, as AI becomes central to how organizations compete and collaborate, trust is essential. Microsoft’s focus on ethical development, responsible deployment, and secure systems enables Korean companies to build AI solutions that are not only powerful but grounded in both innovation and social responsibility.

South Korea’s AI momentum is accelerating, crossing boundaries between industries, strengthening competitiveness, and opening space for new partnerships. With the right foundation and a clear commitment to inclusion, responsibility, and innovation, the country is showing what a truly accessible, future-ready AI ecosystem can look like—for everyone.

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The post How South Korea is building an AI-powered future for everyone appeared first on The Microsoft Cloud Blog.

The United Kingdom (UK) is on the brink of a half-a-trillion-pound opportunity, powered by AI and cloud technologies that are set to transform industries, boost productivity, and redefine the way we work. As Europe’s most advanced digital economy, home to 171 unicorns worth more than £800 billion, the UK has already proven its appetite for innovation, investing more than £20 billion in AI since 2016. But realizing AI’s full potential isn’t just about investment, it’s about action.

AI is no longer a distant concept. Businesses across every sector are already embedding AI-powered agents into their operations—automating workflows, streamlining decision-making, and eliminating digital drudgery to free employees for more impactful work. The rise of agentic AI—technology that doesn’t just respond to commands but takes action on our behalf—marks a major shift, poised to revolutionize everything from customer service to cybersecurity, driving efficiency, resilience, and innovation at scale.

And yet, a stark AI divide is emerging. More than half of UK organizations still lack a formal AI strategy, and 57% of business leaders report a growing gap in productivity between AI adopters and non-adopters. With employees and leaders already stretched thin, the demand for AI-powered solutions has never been more pressing.

The question is no longer whether AI will reshape the UK economy, but how quickly businesses will step up to seize the opportunity. Organizations that act decisively—building clear AI strategies and investing in the right capabilities—will be the ones that thrive. I highlighted several of these leading organizations during my AI Tour keynote, and I’m excited to share more of their journeys here. 

Pets at Home reimagines integrated pet care with AI

Pets at Home, the UK’s largest pet care company, is transforming its operations with AI agents powered by Microsoft Copilot Studio. The company, which includes 450 retail stores, an online platform, veterinary practices, and grooming services, initially operated in silos but underwent a digital transformation to unify the customer experience across all channels using Microsoft Azure.

With a centralized data platform in place, Pets at Home turned to AI to enhance efficiency. One of the first AI agents supported fraud detection, swiftly analyzing vast amounts of data to identify suspicious transactions, such as repeated use of the same image for fraudulent refund claims. This has significantly improved fraud investigation speed and accuracy.

AI is also powering personalized customer interactions. With 8 million loyalty program members and 10 million pets, the company uses machine learning to recommend tailored pet care solutions across its retail, veterinary, and grooming services. This ensures customers receive relevant, stage-specific pet care guidance.

The company’s veterinary practices are using AI to reduce administrative tasks, allowing clinicians to focus more on patient care. AI-powered transcription services assist during consultations and operations, while scheduling automation improves efficiency, enhancing clinical focus, and aligning with the company’s mission of better pet care.

By integrating AI agents, Pets at Home has enhanced fraud detection, improved personalization, and streamlined veterinary operations, driving innovation and efficiency across its ecosystem.

Amey embraces AI agents for a safer, more connected workforce

Amey, a UK-based engineering firm, plays a vital role in designing, maintaining, operating, and building the country’s infrastructure. With services impacting 75% of the UK population daily, ensuring safety and efficiency is a top priority.

Access to safety information has long been a challenge for frontline workers, who previously had to stop tasks and manually sift through folders full of paper documents for relevant details. Without regular access to laptops or computers, Amey opted to democratize information access for its workforce with mobile-friendly AI-powered agents.

Now, 99% of its 118 million files are stored on SharePoint, and AI allows employees to retrieve answers instantly through a chat interface. No more digging through folders—critical safety information is now just a few taps away, preventing issues and resolving others faster.

The AI system boosts efficiency and safety by providing instant access to essential information, real-time troubleshooting, and multilingual support while maintaining English documentation. By filling gaps where supervisors aren’t always available, it reduces risks and empowers employees to work more confidently and get home safely every day.

With AI now embedded in everyday operations, Amey is setting new standards for workplace safety and efficiency, proving that technology is a powerful ally in protecting and empowering its workforce.

Nationwide streamlines operations and cuts response times with generative AI

Nationwide, the world’s largest building society, serves 17 million customers across more than 600 UK branches. After merging with around 250 smaller societies, it faced a tangled web of data. By applying Microsoft Azure, Azure Databricks, and Teradata’s VantageCloud, it streamlined everything into a powerful, centralized platform, empowering employees to access a complete view of customer needs in seconds, delivering faster, more personalized service with greater efficiency.

Nationwide has built upon that infrastructure by integrating GPT-4 within Azure OpenAI Service to augment various business functions. One of the most impactful applications has been in customer correspondence, where AI-generated letters have reduced response times from 45 minutes to approximately 10–15 minutes, a 66% improvement in efficiency. AI has also been deployed to automate routine back-office tasks, allowing employees to focus on addressing more complex customer inquiries and improving overall service quality, which reflects Nationwide’s philosophy of using AI as a “copilot” to assist employees rather than as an “autopilot” to replace them.

Nationwide has established an AI Centre of Expertise and an AI Council to oversee responsible AI use, ensuring transparency and responsible standards in collaboration with Microsoft. This framework builds customer trust while guiding the expansion of AI into contact center operations, credit risk assessment, economic crime monitoring, its virtual assistant Arti, and CO₂ emissions reporting.

Be My Eyes puts AI into the hands of blind and low-vision individuals

Be My Eyes has long connected blind and low-vision people with sighted volunteers and partner companies through live video assistance. Now, with AI, it’s radically improving accessibility. In collaboration with Microsoft, Be My Eyes is making AI models more inclusive for the 340 million people worldwide with no or low vision by integrating accessibility data to serve diverse needs better.

A key innovation is Be My AI, a tool that helps users independently navigate their digital world by providing AI-powered descriptions of on-screen content. Part of Be My Eyes for Windows, Be My AI makes it easier to browse websites, use applications, or read documents. It also provides descriptions of locally stored images, offering clarity on personal photos and saved graphics. Online images can be analyzed simply by copying them to the clipboard for a detailed text description. The tool even helps users prepare for video calls by checking if they are centered in the frame and describing their background before going live.

An interactive chatbot allows users to ask follow-up questions about descriptions for a more dynamic and personalized experience. While the app is still in beta, ongoing improvements and new features will continue to expand its capabilities, allowing Be My Eyes to improve accessibility and redefine independence for blind and low-vision people.

Virgin Money’s virtual assistant is “Redi” to transform customer service

Virgin Money, serving 6.6 million retail and business banking customers, sought to enhance digital customer experience by developing “Redi,” an award-winning virtual assistant. Built using Microsoft Copilot Studio and integrated with Dynamics 365 Customer Service, Redi bridges the gap between digital adoption and customer confidence.

Developed in close collaboration with frontline contact center staff and seamlessly integrated with the Dynamics 365 Knowledge Base, Redi features an intuitive digital journey that provides customers with timely and effective assistance. A core value to the company, the virtual assistant maintains Virgin Money’s distinctive brand voice, understanding colloquialisms and responding to informal language.

Virgin Money collaborated with compliance teams to ensure Redi’s interactions are clear and secure. The assistant introduces itself transparently and seamlessly transitions customers to human agents when handling complex issues, effectively triaging 90% of inquiries, boosting customer satisfaction ratings, and allowing contact center agents to focus on more complex tasks.

This strategic AI deployment exemplifies Virgin Money’s commitment to exceptional customer experience and recognition that the major role of agentic AI has in delivering that now and into the future.

AI for everyone in the UK: Decisive action

The UK’s AI journey has already been transformative, but the next era—powered by agentic AI—has the potential to be truly revolutionary. By and large, UK organizations recognize the competitive advantage AI has to offer, but have yet to fully unlock AI’s potential, citing barriers such as workforce readiness, strategic alignment, and regulatory uncertainty.

Overcoming these hurdles is challenging but certainly achievable. It requires investment not only in AI infrastructure but also in skills development. Microsoft has stepped in with full support for the UK economy, having made a multibillion-pound commitment to AI-enabled datacenters and bringing AI skills to an additional 1 million people by the end of this year, on top of the 1.5 million it has already given digital skills to.

This shared foundation is essential to putting the AI-powered economy within reach, but success will depend on how quickly and effectively businesses themselves take strategic steps to embrace AI. I posed these questions to those who attended the Microsoft AI Tour event in London, and I urge you to consider them as well: 

1. What are you trying to achieve in the next six months, and how can AI help you get there faster? 

2. How are you and your team set up to embrace the change, and what culture shifts are needed to ensure AI adoption is unencumbered? 
3. How can Microsoft and its partners be part of that journey? What do you need from us to accelerate your progress and deliver real outcomes? 

Together, we have the opportunity to shape an AI-powered future where businesses flourish, employees thrive, and the UK cements its position as a global leader in innovation. The time to act is now.

Find the resources to support your AI journey 

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• Microsoft Agents of Change
• ‘AI divide’ across UK organizations risks growth for many, new Microsoft research reveals

The post The UK’s opportunity to seize growth in the age of agentic AI appeared first on The Microsoft Cloud Blog.

It’s no secret that India is well-positioned to be a global leader in the AI era, having embraced the power of AI to reshape industries, drive innovation, and unlock new opportunities across the nation. Boasting a vast talent pool, proactive government initiatives, and a thriving startup ecosystem, India is uniquely equipped to leverage AI to solve pressing societal and business challenges and optimize operations across a wide array of civic and business verticals.

A long-standing partner in India’s technological growth, Microsoft has solidified its commitment with a US $3 billion investment to expand AI and Azure cloud infrastructure in the country. This initiative is designed to accelerate AI adoption across industries, empower businesses to integrate AI into critical processes, and nurture local talent to meet the evolving demands of the tech ecosystem. These efforts underscore Microsoft’s confidence in India’s position as a global leader in AI innovation and technological advancement.

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Local ingenuity was on full display during the Microsoft AI Tour stop in Bengaluru and New Delhi, where organizations showcased how they are leveraging AI to tackle complex challenges, streamline workflows, and drive transformative efficiencies across industries.

MakeMyTrip powers the future of travel with AI

MakeMyTrip (MMT), India’s leading online travel company, is at the forefront of enhancing the travel shopping experience with generative AI. Over its 24-year journey, MMT has served more than 77 million users, offering comprehensive travel booking services. A standout feature powered by generative AI is Myra, their conversational bot. MMT is integrating an AI-powered workflow within Myra to assist users seamlessly at every stage of their travel journey—from pre-trip planning to in-trip support and post-trip follow-up. Built using large language models (LLMs) and orchestrated via Microsoft Azure AI Foundry, these services ensure smooth assistance throughout the travel process. As one of the early adopters of generative AI in travel tech, MMT is leading the next generation of travel experiences.

Persistent Systems improves contract management with AI-powered agent

Persistent Systems, one of the world’s fastest-growing digital engineering and enterprise modernization service providers, faced recurring challenges surrounding their contract management: inefficient workflows and lengthy negotiation cycles were causing bottlenecks in an otherwise agile organization. Persistent turned to the power of generative AI and Microsoft’s technology stack to reimagine their approach to contract management, developing ContractAssIst, an AI-powered agent built using generative AI and Microsoft 365 Copilot, to transform collaboration and streamline internal contract negotiations. Built to help ensure security and access controls, the tool helps to enhance collaboration, streamline workflows, and accelerate decision-making. 

As a result, ContractAssIst has reduced emails during negotiations by 95% and cut navigation and negotiation time by 70%, a task that currently takes approximately 20 to 25 minutes. Persistent has deployed Microsoft 365 Copilot to nearly 2,000 users and plans to extend it to a broader audience.

LTIMindtree unlocks data management with Microsoft 365 Copilot

LTIMindtree, a global technology consulting and digital solutions company with more than 84,000 employees in more than 30 countries, is leveraging AI in innovative ways to drive digital transformation and enhance business and IT operations. They have demonstrated how Microsoft 365 Copilot technology and AI agents are transforming their critical business functions, such as pre-sales, resource management, and cyber security. For example, custom built AI agents assist the resource management teams to quickly find the right employees with relevant skills and match them to specific projects; and help pre-sales and account managers create high-quality responses using historical data to incoming requests for proposals (RFPs) and requests for information (RFIs). They are also using Microsoft Security Copilot to create a unified command center for investigations, threat intelligence, and incident response, empowering them to build a next-gen Security Operations Center (SOC). As a result, LTIMindtree has seen a 30% increase in overall employee efficiency, with 20% less time spent on emails and day-to-day task allocation.

Streamlining health claims with ICICI Lombard’s AI-powered solution

ICICI Lombard, a leading private insurer in India, has developed an innovative solution to streamline health claims processing. Traditionally, claim adjudicators manually filed claims, a time-consuming process involving the review of 20 pages of documents. Leveraging Microsoft Azure OpenAI Service, Azure AI Document Intelligence, and Azure AI Vision OCR service, ICICI Lombard’s new solution extracts relevant information from these documents, providing adjudicators with a consolidated view of the diagnosis and treatment. This innovation has reduced the time required to process claims by more than 50%.

eSanjeevani transforms healthcare access with innovative AI solutions

eSanjeevani, India’s National Telemedicine Service by the Ministry of Health and Family Welfare, has integrated AI-enabled tools to enhance care quality and streamline teleconsultations, promoting equitable access to healthcare across the country. Powered by Azure, it offers secure, scalable, and accessible doctor-to-doctor and doctor-to-patient teleconsultations. eSanjeevani is advancing its AI journey with Microsoft AI, enhancing productivity, data analysis, and user experience. These innovations are helping eSanjeevani set new benchmarks in telemedicine and digital healthcare services. It is also developing a proof of concept with Microsoft Copilot to transcribe doctor-patient conversations in real time for advanced speech analytics, aiding data-driven decisions. Serving more than 330 million patients, 98% from rural areas, eSanjeevani is today the world’s largest telemedicine initiative in primary healthcare.

AI for everyone in India

India’s AI journey is not just about innovation, it’s about transformation across industries and lives. From travel to healthcare, banking to engineering, the case studies showcased here demonstrate the immense potential of AI when paired with the right tools, partnerships, and vision. Microsoft’s investments and technologies have enabled organizations in India to tackle challenges, streamline processes, and unlock new levels of efficiency and growth. As India continues to lead in the global AI revolution, these examples serve as a testament to how AI can create meaningful impact, fostering a future where innovation drives progress for everyone.

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The post Unleashing the power of AI in India appeared first on The Microsoft Cloud Blog.

Sydney, Australia, recently played hosts to the Microsoft AI Tour, bringing together innovators, industry leaders, and government representatives to reinforce the extraordinary opportunity AI represents for Australia and discuss how we can shape the future of the country’s AI economy.

Microsoft also launched the first New Zealand hyperscale cloud in Aotearoa with major sustainability and skilling investments. Microsoft signed a long-term renewable energy contract and will run the latest water-free technology to cool the datacenter. The cloud region offers local data residency, enhanced security, and reduced latency, empowering New Zealand to leverage technology more efficiently at an unprecedented scale. The opening of Microsoft’s hyperscale cloud region marks the most significant milestone in the company’s nearly 40-year history in New Zealand and brings unprecedented opportunities for local organizations. 

As captured in a recent IDC study, the business potential of AI continues to accelerate across the globe, with generative AI adoption surging from 55% in 2023 to 75% in 2024. Companies are seeing a remarkable $3.7 return on investment for every $1 spent on generative AI, with deployments delivering value faster than ever—often within 13 months.¹ Recognizing AI’s transformative power, organizations are rapidly advancing their strategies, shifting from pre-built solutions to sophisticated, custom-built AI workloads within two years—highlighting AI’s pivotal role in shaping the competitive edge of the future.

Despite this rapid growth, a lack of technical and practical AI skills remains the top barrier for Australia, highlighting the need for targeted skilling to unlock AI’s full potential. Australia’s government and business leaders are both committed to closing that gap, partnering with Microsoft to provide AI and digital skills training to 1 million Australians and New Zealanders by 2026.

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AI for everyone in Australia

As Australia emerges as a leader in the global AI economy, the nation’s strengths in applications, AI datacenters, and data position it to drive transformative growth across industries. The AI Tour highlighted that AI transformation is not just about technology—it’s a collaborative effort.

From redefining insurance through the Suncorp’s AI-powered customer support tools to advancing retail innovation with Coles’ AI-as-a-service platform and improving public safety through AI solutions with the Australian Federal Police, Australian organizations are leveraging AI to reshape how they operate and serve their communities.

Businesses, governments, educators, and not-for-profits must work together to ensure AI serves all Australians safely and responsibly. With the right focus on infrastructure, skills, security, and responsible AI, the possibilities are limitless.

Brisbane Catholic Education rolls out Microsoft 365 Copilot to 12,500 educators

Brisbane Catholic Education (BCE) has announced the world’s largest generative AI rollout in kindergarten through twelfth grade education, with a plan to provide Microsoft 365 Copilot to 12,500 educators and support staff. In an initial trial, educators reported saving an average of 9.3 hours per week by streamlining administrative tasks, information searches, and lesson planning.

BCE leveraged Microsoft Copilot Studio to create a generative AI tool that helps educators integrate Catholic traditions and values into the classroom. Drawing from BCE’s Catholic identity site, theological database, and religious education curricula, the tool ensures all staff, regardless of their Catholic background, can easily access guidance for applying a Catholic lens to lesson planning and life skills discussions with students.

Coles Group leverages AI to reimagine the grocery experience

Coles Group is revolutionizing the grocery business by leveraging advanced AI and cloud technologies to redefine operations and elevate customer experiences. Confronted with rising competition and shifting customer expectations, Coles turned to AI.

Among its standout AI initiatives is Tell Coles, a generative AI model that deciphers customer feedback to offer actionable insights for store managers, ensuring swift and meaningful improvements. Meanwhile, digital chef delivers hyper-personalized recipes and cooking tips in real time, powered by Microsoft Azure machine learning models.

Internally, Microsoft AI copilots provide team members with intuitive, real-time tools that streamline workflows and enhance productivity, enabling precision in inventory and operations across 850 stores, and resulting in heightened customer engagement, improved sustainability practices, and a blueprint for digital excellence in retail.

Petbarn’s AI assistant brings personalized pet care to customers

Petbarn has introduced PetAI, a generative AI solution designed to help pet owners keep their pets happy and healthy. Built with Azure OpenAI Service, Azure AI Search, and Azure App Service, PetAI acts as an intelligent assistant, offering personalized pet care advice and tailored product recommendations.

Launched on Petbarn’s website in October 2024, PetAI quickly gained traction, with thousands of customers embracing its functionality. Now integrated into the new Petbarn App, it provides a comprehensive, AI-powered approach for managing pet wellbeing, setting a new standard in personalized pet care.

Suncorp accelerates AI revolution in the insurance industry

Suncorp Group is transforming the insurance industry with AI integration across its operations. Leveraging the latest Microsoft AI capabilities at scale, Suncorp has more than 120 AI use cases in development to enhance both customer experience and employee satisfaction.

Among these innovations is Smart Knowledge, which analyzes thousands of articles to deliver relevant information to Suncorp’s contact center team, enabling faster and more accurate customer support. Additionally, Suncorp has implemented an Azure OpenAI Service-based solution that provides claims managers with a unified view of each insurance claim, reducing time spent tracking information across systems and shortening claim lifecycles by 9%.

To further improve employee experiences, Suncorp has rolled out Microsoft 365 Copilot alongside its AI+U Academy, a training initiative designed to empower staff to effectively use AI tools in their daily work. These efforts not only enhance employee satisfaction but also ensure exceptional outcomes for customers, solidifying Suncorp’s position as an industry leader in AI-powered innovation.

The Australian Federal Police (AFP) leverages AI to better protect Australians

Australia’s national policing agency, the Australian Federal Police (AFP), is expanding its partnership with Microsoft to develop custom AI solutions built on Azure AI services. With 7,000 staff members tasked with investigating federal crimes across Australia and the Australian Capital Territory, the AFP is leveraging AI to detect deepfake images and other problematic content. This work has shown particular promise in child protection, where AI has already enabled law enforcement to track child predators and rescue victims more effectively.

Along with 50 other Australian Public Service agencies, the AFP is trialing Microsoft 365 Copilot, which has demonstrated early gains in officers’ efficiency by automating document and report creation. Further, the agency is exploring how AI can safeguard officers’ mental health, using generative AI to create text summaries of sensitive material and modify graphic images to reduce their psychological impact.

To address ethical and community concerns, the AFP has established a Responsible and Ethical AI Framework, drawing on Microsoft’s principles to ensure AI is implemented with diligence, accountability, and strong human oversight. These initiatives position the AFP as a leader in responsible AI use within law enforcement.

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Australia is only beginning to unlock the immense potential of AI, yet the AI Tour in Sydney showcased how visionary Australian organizations are already revolutionizing industries, from education and policing to banking and insurance. Let’s embrace this opportunity, together.

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¹IDC InfoBrief: sponsored by Microsoft, 2024 Business Opportunity of AI, IDC# US52699124, November 2024.

The post Collaborating for impact: How AI is transforming Australia and New Zealand industries appeared first on The Microsoft Cloud Blog.

The technological paradigm shift driven by AI solutions is redefining what current and future success looks like for every industry and market across the world. For a region like Latin America, this opens new paths to not only propel its economies but to positively impact each community. Crucially, it also presents powerful tools to address pressing challenges like skills development and sustainability, while being able to promote inclusive growth. The pivotal role cloud and AI solutions can play on Latin America’s development is substantial.

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Companies and organizations across the region are already showing eagerness to leverage this technology and realize the potential it entails. Countries like Colombia are home to innovative AI projects. While Brazil, the largest economy in Latin America, has the potential to propel its gross domestic product (GDP) growth by 4.2% through 2030 by strongly adopting AI, according to a study commissioned by Microsoft and conducted by the consultancy FrontierView in 2020.¹ Furthermore, the Brazilian market already represents the sixth largest GitHub developer community contributing to generative AI projects globally, demonstrating its appetite for innovation.²

These two markets are setting regional cloud and AI adoption examples on the global stage. Recently, Microsoft’s AI Tour visited both countries to highlight some of the most inspiring and impactful projects and initiatives driven by local organizations, companies, and communities in collaboration with Microsoft.

Project Guacamaya tackles deforestation in Colombia with AI

According to the Andean Amazon Monitoring Project, the Amazon rainforest lost about 3 million hectares to deforestation from 2022 to 2023.³ To address this worrying threat to one of the most diverse and complex ecosystem on the planet, various institutions, including Universidad de Los Andes, Instituto Alexander von Humboldt, Instituto Sinchi, IDEAM, and Microsoft AI for Good Lab, collaborated to create Project Guacamaya, a publicly available AI-powered tool to detect deforestation and biodiversity shifts.

This unique collaboration has brought the public and private sectors, educational institutions, and non-governmental organizations (NGOs) together to create a powerful solution using satellite imagery, camera traps, and bioacoustics to track forest coverage and deforestation patterns, allowing conservationists to better understand its impact and improve prevention and mitigation efforts.

Powering world class sustainable and secure cloud and AI infrastructure

Microsoft continues to evaluate and diligently work to address sustainability and resource needs associated with infrastructure growth. An agreement signed with the Amazon Reforestation Fund operated by Brazilian-based startup Mombak will provide a total of up to 1.5 million tons of carbon removal by 2032 from native biodiversity reforestation projects across the Amazon. This project provided the foundation for the World Bank to issue a USD225 million Amazon Reforestation-Linked Outcome Bond.

Another agreement was signed with Brazilian company re.green that aims to deliver approximately 3 million tons of carbon removal credits over a 15-year period, supporting the restoration of over 16,000 hectares of forest across Brazil, including the states of Maranhão and Bahia. Such programs join initiatives such as Microsoft’s 15-year renewable energy contract signed with AES Brasil for a wind generation project through the Cajuína Wind Complex, located in Rio Grande do Norte, and the agreement with BTG Pactual Timberland Investment Group (TIG) to provide Microsoft with up to 8 million nature-based carbon removal credits through 2043 to be delivered from TIG’s USD1 billion reforestation and restoration strategy in Latin America, which includes the Cerrado biome in Brazil.¹

Colombia’s financial and insurance sectors lead the way in AI adoption

As one of the oldest banks in Colombia with a history that goes back to 1875, Bancolombia brings together tradition and fierce innovation by becoming the global leader in GitHub Copilot adoption. Empowering a technical team of 4,000 people, including 3,400 software and infrastructure engineers, the bank has achieved a 30% increase in code generation, boosting automated application changes to an average of 18,000 per year, with a rate of 42 productive daily deployments. This is the most recent development in Bancolombia’s continuous digital transformation journey to serve its 15 million customers in the region.

For its part, insurance company SURA is employing AI solutions for genomic sequencing processing and clinical and genetic data analysis as part of the work carried out by its Omics Sciences Center. The Center, which aims to transform the treatment of genetic diseases affecting millions of people in the region, led the National Association of Colombian Business Persons (ANDI) to recognize SURA as the most innovative insurer in the country.⁴ The AI-powered platform has had a significant impact on improving diagnostics, personalized treatment, and scientific research by generating more than 11,500 reports related to hereditary cancer panels and exomes.

ConectAI empowers Brazilians to reap the benefits of AI

In collaboration with 26 organizations in Brazil, including non-profits, educational institutions and governments, Microsoft launched ConectAI (formerly Conecta+), a program designed to provide AI skills training to 5 million people in the country. This ambitious initiative includes collaborations with the National Service for Industrial Training in São Paulo (SENAI), the Ministry of Labor and Employment through the “School of Workers 4.0” program, the non-profit Nova Escola providing training for educators, UNICEF to bring AI skills to people between 18 and 25 years old, and the National School for Public Administration (ENAP) to foster technological innovation in the public sector, among others.

The program represents the next stage in Microsoft’s continued push to enable greater innovation and increased competitiveness for the Brazilian market. Since 2021, Microsoft has fostered digital literacy in the country by engaging with 12.7 million people through the Mais Brasil program, a commitment exemplified by the recently announced investment of BRL14.7 billion in cloud and AI infrastructure over three years, the largest single investment in the company’s 35 year history in the country. 

The stage is set for Latin America’s new phase of development through AI

The amount of talent, creativity, and ambition in Latin America has made the region a hub for innovation in recent years, one now further empowered by recent developments in AI. The projects seen during Microsoft’s AI Tour editions in Colombia and Brazil are only the tip of the iceberg when it comes to the potential and competitiveness AI and cloud technologies are unlocking across crucial industries and sectors in each country. I am convinced the coming years will bring exciting new paths for success as these tools continue to deliver unprecedented solutions to both business and social challenges when combined with the exceptional ingenuity of Latin American markets.

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¹Microsoft announces 14.7 billion Reais investment over three years in Cloud and AI infrastructure and provide AI training at scale to upskill 5 million people in Brazil, Microsoft News Center Brasil.

²Octoverse: The state of open source and rise of AI in 2023, The GitHub Blog.

³Proyecto Guacamaya usa modelos IA contra la deforestación, Microsoft Source.

⁴Seguros SURA, a subsidiary of Suramericana, is the most innovative insurer in Colombia according to the most recent ANDI ranking.

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