{"id":135,"date":"2017-05-10T07:00:03","date_gmt":"2017-05-10T14:00:03","guid":{"rendered":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/industry\/2017\/05\/10\/global-trends-online-banking-fraud\/"},"modified":"2018-12-13T18:11:09","modified_gmt":"2018-12-13T09:11:09","slug":"global-trends-online-banking-fraud","status":"publish","type":"post","link":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/financial-services\/2017\/05\/10\/global-trends-online-banking-fraud\/","title":{"rendered":"\u30aa\u30f3\u30e9\u30a4\u30f3 \u30d0\u30f3\u30ad\u30f3\u30b0\u8a50\u6b3a\u306e\u4e16\u754c\u7684\u306a\u52d5\u5411"},"content":{"rendered":"

2016 \u5e74\u306f\u3042\u3063\u3068\u3044\u3046\u9593\u306b\u904e\u304e\u53bb\u308a\u307e\u3057\u305f\u304c\u3001\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u30aa\u30f3\u30e9\u30a4\u30f3\u8a50\u6b3a\u306b\u95a2\u3059\u308b\u8b66\u9418\u306f\u9cf4\u308a\u6b62\u3080\u6c17\u914d\u3092\u898b\u305b\u307e\u305b\u3093\u3002\u4eca\u3053\u305d\u3001\u30aa\u30f3\u30e9\u30a4\u30f3 \u30d0\u30f3\u30ad\u30f3\u30b0\u8a50\u6b3a\u306e\u4e16\u754c\u7684\u306a\u52d5\u5411\u3068 2017 \u5e74\u306e\u898b\u901a\u3057\u306b\u3064\u3044\u3066\u8003\u3048\u3066\u307f\u308b\u306e\u306b\u3075\u3055\u308f\u3057\u3044\u3068\u304d\u3067\u3059\u3002<\/p>\n

\u30aa\u30f3\u30e9\u30a4\u30f3\u8a50\u6b3a\u306e\u52d5\u5411<\/strong><\/h2>\n

2016 \u5e74\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u7a2e\u985e\u306e\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u653b\u6483\u306e\u6570\u304c\u5897\u52a0\u3057\u305f\u5e74\u3067\u3057\u305f\u3002Microsoft Azure \u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3042\u308b BioCatch \u306e\u30a6\u30a7\u30d3\u30ca\u30fc\u300cGlobal Trends in Online Fraud: 2016 Year in Review (\u30aa\u30f3\u30e9\u30a4\u30f3\u8a50\u6b3a\u306e\u4e16\u754c\u7684\u306a\u52d5\u5411: 2016 \u5e74\u3092\u632f\u308a\u8fd4\u308b) (\u82f1\u8a9e)\u300d<\/a>\u3067\u793a\u3055\u308c\u305f\u8abf\u67fb\u7d50\u679c\u306b\u3088\u308b\u3068\u3001\u30ea\u30e2\u30fc\u30c8\u7ba1\u7406\u30c4\u30fc\u30eb (RAT) \u653b\u6483\u304c\u904e\u53bb\u6570\u5e74\u306b\u308f\u305f\u3063\u3066\u6307\u6570\u95a2\u6570\u7684\u306a\u5897\u52a0\u3092\u898b\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n

RAT \u653b\u6483\u304c\u5897\u52a0\u3057\u3066\u3044\u308b\u4e3b\u306a\u7406\u7531\u306e 1 \u3064\u306f\u3001\u5f93\u6765\u306e\u624b\u6cd5\u3067\u306f\u691c\u51fa\u3059\u308b\u306e\u304c\u96e3\u3057\u3044\u3068\u3044\u3046\u70b9\u306b\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u7279\u306b\u3001\u91d1\u878d\u696d\u754c\u3067\u9855\u8457\u3067\u3059\u3002RAT \u653b\u6483\u3067\u306f\u3001\u30b7\u30b9\u30c6\u30e0\u7ba1\u7406\u8005\u3084\u30d8\u30eb\u30d7 \u30c7\u30b9\u30af\u62c5\u5f53\u8005\u304c\u6280\u8853\u7684\u306a\u30b5\u30dd\u30fc\u30c8\u3092\u884c\u3046\u969b\u306b\u3088\u304f\u4f7f\u7528\u3059\u308b\u3001\u30b7\u30b9\u30c6\u30e0 \u30ec\u30d9\u30eb\u306e\u30ea\u30e2\u30fc\u30c8 \u30a2\u30af\u30bb\u30b9 \u30c4\u30fc\u30eb\u304c\u5229\u7528\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u624b\u53e3\u3067\u306f\u3001\u30c8\u30ed\u30a4\u306e\u6728\u99ac\u578b\u3067\u306a\u3044\u30b7\u30b9\u30c6\u30e0\u30ec\u30d9\u30eb\u306e\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3092\u304a\u5ba2\u69d8\u306e\u30c7\u30d0\u30a4\u30b9\u304b\u3089\u5b9f\u884c\u3067\u304d\u308b\u305f\u3081\u3001RAT \u653b\u6483\u306f\u5f93\u6765\u306e\u30de\u30eb\u30a6\u30a7\u30a2\u5bfe\u7b56\u6280\u8853\u3092\u304b\u3044\u304f\u3050\u308c\u308b\u306e\u3067\u3059\u3002<\/p>\n

\u3053\u306e\u3088\u3046\u306a\u653b\u6483\u3092\u4e00\u8cab\u3057\u3066\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u3066\u3044\u305f\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3 \u30c4\u30fc\u30eb\u306e 1 \u3064\u306b\u3001\u884c\u52d5\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u305f\u3068\u3048\u3070\u30012016 \u5e74\u306b\u3001\u3042\u308b\u30af\u30e9\u30a4\u30a2\u30f3\u30c8 \u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u30fc\u3078\u306e\u30a2\u30af\u30bb\u30b9\u6a29\u304c RAT \u653b\u6483\u306b\u3088\u3063\u3066\u596a\u308f\u308c\u3001\u56fd\u969b\u9280\u884c\u9001\u91d1\u304c\u8a66\u884c\u3055\u308c\u308b\u4e8b\u4ef6\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u9001\u91d1\u8a66\u884c\u306f\u6700\u7d42\u7684\u306b\u884c\u52d5\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u306b\u3088\u3063\u3066\u8a50\u6b3a\u5e2b\u306e\u624b\u306b\u3088\u308b\u3082\u306e\u3060\u3068\u7a81\u304d\u6b62\u3081\u3089\u308c\u307e\u3057\u305f\u3002\u8a50\u6b3a\u5e2b\u304c RAT \u3067\u30e6\u30fc\u30b6\u30fc\u306e\u30c7\u30d0\u30a4\u30b9\u3092\u64cd\u4f5c\u3057\u3066\u3044\u308b\u3068\u304d\u306b\u7570\u5e38\u3092\u691c\u51fa\u3057\u305f\u306e\u3067\u3059\u3002<\/p>\n

\u4e0b\u306e\u30a4\u30f3\u30d5\u30a9\u30b0\u30e9\u30d5\u30a3\u30c3\u30af\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u30021 \u3064\u76ee\u306e\u753b\u50cf\u306e\u53f3\u5074\u306b\u3042\u308b\u7dd1\u8272\u306e\u70b9\u306f\u3001\u6b63\u898f\u306e\u30e6\u30fc\u30b6\u30fc\u304c\u753b\u9762\u306e\u53f3\u5074\u306b\u3042\u308b\u30b9\u30af\u30ed\u30fc\u30eb \u30d0\u30fc\u3092\u4e3b\u306b\u4f7f\u7528\u3057\u3066\u3044\u305f\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u30012 \u3064\u76ee\u306e\u753b\u50cf\u306e\u8d64\u3044\u70b9\u306f\u3001\u8a50\u6b3a\u5e2b\u304c\u540c\u3058\u30bf\u30b9\u30af\u3092\u884c\u3046\u306e\u306b\u30de\u30a6\u30b9\u306e\u30b9\u30af\u30ed\u30fc\u30eb \u30db\u30a4\u30fc\u30eb\u3092\u597d\u3093\u3067\u4f7f\u7528\u3057\u3066\u3044\u305f\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u6b63\u898f\u306e\u30e6\u30fc\u30b6\u30fc\u304c Shift \u30ad\u30fc\u3092\u4f7f\u7528\u3057\u3066\u3044\u308b\u306e\u306b\u5bfe\u3057\u3001\u8a50\u6b3a\u5e2b\u306f CapsLock \u30ad\u30fc\u3092\u4f7f\u7528\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u3001\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u5206\u6790\u304b\u3089\u308f\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\n

\"graph\"<\/p>\n

RAT \u653b\u6483\u306e\u4ed6\u306b\u306f\u3001\u30dc\u30a4\u30b9 \u30d5\u30a3\u30c3\u30b7\u30f3\u30b0 (\u30d3\u30c3\u30b7\u30f3\u30b0)\u3001\u30a2\u30ab\u30a6\u30f3\u30c8\u4e57\u3063\u53d6\u308a (ATO)\u3001\u6255\u623b\u653b\u6483\u3001\u30e2\u30d0\u30a4\u30eb \u30d0\u30f3\u30ad\u30f3\u30b0\u8a50\u6b3a\u3068\u3044\u3063\u305f\u3044\u304f\u3064\u304b\u306e\u624b\u53e3\u3082 2016 \u5e74\u306b\u5897\u52a0\u3057\u305f\u3053\u3068\u304c\u308f\u304b\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

2017 \u5e74\u306e\u898b\u901a\u3057<\/strong><\/h2>\n

2017 \u5e74\u3001\u3053\u306e\u3088\u3046\u306a\u653b\u6483\u306e\u591a\u304f\u306f\u3001\u3053\u308c\u304b\u3089\u305d\u306e\u6570\u3092\u5897\u3059\u3070\u304b\u308a\u3067\u3057\u3087\u3046\u3002\u7279\u306b RAT \u653b\u6483\u306f\u3001\u5f93\u6765\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u624b\u6cd5\u3092\u304b\u3044\u304f\u3050\u308b\u3046\u3048\u3067\u78ba\u5b9f\u3067\u6210\u529f\u3057\u3084\u3059\u3044\u653b\u6483\u65b9\u6cd5\u3067\u3042\u308b\u3053\u3068\u304c\u8a3c\u660e\u3055\u308c\u3066\u304a\u308a\u3001\u884c\u52d5\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u306b\u3088\u308b\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u304c\u5e83\u304f\u666e\u53ca\u3059\u308b\u307e\u3067\u3001\u5897\u52a0\u3057\u7d9a\u3051\u308b\u306b\u9055\u3044\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n

\u91d1\u878d\u696d\u754c\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3 API \u30d0\u30f3\u30ad\u30f3\u30b0\u306a\u3069\u3001\u5404\u696d\u754c\u3067\u8d77\u3053\u308b\u5909\u5316\u306b\u4f34\u3063\u3066\u65b0\u3057\u3044\u653b\u6483\u306e\u624b\u6cd5\u304c\u5897\u3048\u3066\u3044\u304f\u3067\u3057\u3087\u3046\u30022016 \u5e74\u306b\u306f\u3001\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u653b\u6483\u304c\u767b\u5834\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u653b\u6483\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u304c 1 \u3064\u306e\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u3092\u4f7f\u7528\u3057\u3066\u8907\u6570\u306e\u30b5\u30fc\u30d3\u30b9\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u304c\u6a19\u7684\u3067\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u30b3\u30f3\u30b7\u30e5\u30fc\u30de\u30fc\u306e\u9593\u3067\u4eba\u6c17\u304c\u9ad8\u307e\u308b\u307b\u3069\u3001\u898b\u8fd4\u308a\u306e\u5927\u304d\u3044\u30bf\u30fc\u30b2\u30c3\u30c8\u3068\u3057\u3066\u8a50\u6b3a\u5e2b\u306b\u72d9\u308f\u308c\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u7279\u306b\u91d1\u878d\u696d\u754c\u306b\u3064\u3044\u3066\u8a00\u3048\u308b\u3053\u3068\u3067\u3059\u3002\u307e\u305f\u3001\u8a50\u6b3a\u5e2b\u306b\u3068\u3063\u3066\u53e4\u5178\u7684\u306a\u653b\u6483\u624b\u6cd5\u306e 1 \u3064\u3067\u3042\u308b\u30bd\u30fc\u30b7\u30e3\u30eb \u30a8\u30f3\u30b8\u30cb\u30a2\u30ea\u30f3\u30b0\u3082\u30012017 \u5e74\u306b\u5f15\u304d\u7d9a\u304d\u5897\u52a0\u3059\u308b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n

BioCatch \u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u306f\u3001Microsoft Azure \u306e\u30af\u30e9\u30a6\u30c9 \u30c6\u30af\u30ce\u30ed\u30b8\u304c\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u30e6\u30fc\u30b6\u30fc\u306e\u64cd\u4f5c\u3092\u5206\u6790\u3057\u3066\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u30ea\u30b9\u30af\u306e\u63a1\u70b9\u3092\u884c\u3044\u307e\u3059\u3002\u30bb\u30c3\u30b7\u30e7\u30f3\u3092\u884c\u3063\u3066\u3044\u308b\u306e\u304c\u8a50\u6b3a\u5e2b\u3001\u4eba\u9593\u3001\u30d7\u30ed\u30b0\u30e9\u30e0 (\u30de\u30eb\u30a6\u30a7\u30a2\u3001\u30dc\u30c3\u30c8\u3001\u30ea\u30e2\u30fc\u30c8 \u30a2\u30af\u30bb\u30b9\u306e\u30c8\u30ed\u30a4\u306e\u6728\u99ac) \u306e\u3046\u3061\u3069\u308c\u3067\u3042\u308b\u304b\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002BioCatch \u306b\u306f\u3001Microsoft Azure Table Storage\u3001Azure BLOB\u3001Azure Service Bus\u3001Azure SQL Server\u3001Event Hubs \u304c\u6d3b\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

BioCatch \u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u306f\u3001Microsoft Azure \u306e\u30af\u30e9\u30a6\u30c9 \u30c6\u30af\u30ce\u30ed\u30b8\u304c\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u30e6\u30fc\u30b6\u30fc\u306e\u64cd\u4f5c\u3092\u5206\u6790\u3057\u3066\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u30ea\u30b9\u30af\u306e\u63a1\u70b9\u3092\u884c\u3044\u307e\u3059\u3002\u30bb\u30c3\u30b7\u30e7\u30f3\u3092\u884c\u3063\u3066\u3044\u308b\u306e\u304c\u8a50\u6b3a\u5e2b\u3001\u4eba\u9593\u3001\u30d7\u30ed\u30b0\u30e9\u30e0 (\u30de\u30eb\u30a6\u30a7\u30a2\u3001\u30dc\u30c3\u30c8\u3001\u30ea\u30e2\u30fc\u30c8 \u30a2\u30af\u30bb\u30b9\u306e\u30c8\u30ed\u30a4\u306e\u6728\u99ac) 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