{"id":16673,"date":"2021-03-30T00:08:44","date_gmt":"2021-03-29T15:08:44","guid":{"rendered":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/?p=16673"},"modified":"2021-03-31T14:40:09","modified_gmt":"2021-03-31T05:40:09","slug":"financial-dx-strategy-by-microsoft","status":"publish","type":"post","link":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/financial-services\/2021\/03\/30\/financial-dx-strategy-by-microsoft\/","title":{"rendered":"\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306e\u91d1\u878d DX \u6226\u7565"},"content":{"rendered":"
<\/p>\n
\u9577\u5f15\u304f\u4f4e\u91d1\u5229\u4e0b\u3001\u307e\u305f\u5c11\u5b50\u5316\u30fb\u9ad8\u9f62\u5316\u304c\u9032\u3080\u65e5\u672c\u306b\u304a\u3044\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u53ce\u76ca\u6027\u306f\u53b3\u3057\u304f\u306a\u3063\u3066\u304d\u3066\u3044\u308b\u4e2d\u3067\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u305d\u308c\u3092\u539f\u8cc7\u3068\u3057\u3066\u30c7\u30b8\u30bf\u30eb\u30c8\u30e9\u30f3\u30b9\u30d5\u30a9\u30fc\u30e1\u30fc\u30b7\u30e7\u30f3\u306b\u6295\u8cc7\u3092\u884c\u3044\u3001\u53ce\u76ca\u6027\u3092\u6539\u5584\u3057\u3088\u3046\u3068\u53d6\u308a\u7d44\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\n
\u305d\u3046\u3057\u305f\u52d5\u304d\u3092\u4fc3\u9032\u3059\u308b\u30c9\u30e9\u30a4\u30d0\u30fc\u3068\u3057\u3066\u9593\u9055\u3044\u306a\u304f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u5b58\u5728\u304c\u3042\u308a\u3001\u300c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6210\u529f\u88cf\u306b\u4f7f\u3044\u3053\u306a\u3059\u91d1\u878d\u6a5f\u95a2\u306b\u304a\u3044\u3066\u5897\u52a0\u3059\u308b\u53ce\u76ca\u306f40% \u306b\u306e\u307c\u308b\u300d\u300c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u4eba\u3005\u3092\u3046\u307e\u304f\u7d50\u3073\u3064\u3051\u308b\u3053\u3068\u3067\u696d\u52d9\u3092\u518d\u8a2d\u8a08\u3059\u308b\u3053\u3068\u306e\u5fc5\u8981\u6027\u306b\u540c\u610f\u3059\u308b\u91d1\u878d\u6a5f\u95a2\u306e\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u306f 79%\u300d\u3068\u3044\u3063\u305f\u4e8b\u3082\u660e\u3089\u304b\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n
\u591a\u304f\u306e\u6d88\u8cbb\u8005\u306f\u8eab\u306e\u5468\u308a\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u540c\u30ec\u30d9\u30eb\u306e\u4f7f\u3044\u3084\u3059\u3055\u3092\u91d1\u878d\u306b\u3082\u6c42\u3081\u3066\u3044\u307e\u3059\u3057\u3001\u975e\u91d1\u878d\u696d\u304c\u91d1\u878d\u306b\u53c2\u5165\u3057\u3001\u9ad8\u5ea6\u306a UX \u3092\u5099\u3048\u59cb\u3081\u3066\u3044\u308b\u4e2d\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u304a\u3044\u3066\u3082\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30bb\u30f3\u30c8\u30ea\u30c3\u30af\u3068\u547c\u3070\u308c\u308b\u9867\u5ba2\u4f53\u9a13\u306e\u5411\u4e0a\u306b\u591a\u304f\u306e\u52aa\u529b\u304c\u652f\u6255\u308f\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u3053\u306e\u30c7\u30b8\u30bf\u30eb\u6642\u4ee3\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5909\u9769\u306e\u65b9\u5411\u6027\u3092\u5c11\u3057\u696d\u754c\u5225\u306b\u898b\u3066\u307f\u307e\u3059\u3068\u3001\u3055\u307e\u3056\u307e\u306a\u30c8\u30d4\u30c3\u30af\u304c\u751f\u307e\u308c\u3066\u304a\u308a\u3001\u3053\u308c\u307e\u3067\u306e\u91d1\u878d\u696d\u754c\u306e\u67a0\u3092\u8d85\u3048\u305f\u53d6\u308a\u7d44\u307f\u3082\u76ee\u7acb\u3061\u307e\u3059\u3002\u3064\u307e\u308a\u3001DX \u3068\u306f\u3053\u308c\u307e\u3067\u306e\u4e8b\u696d\u306e\u5ef6\u9577\u306b\u3042\u308b\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u300c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u3088\u3063\u3066\u53ef\u80fd\u3068\u306a\u308b\u3053\u3068\u300d\u3092\u8d77\u70b9\u3068\u3057\u3066\u53d6\u308a\u7d44\u3080\u3079\u304d\u65b0\u305f\u306a\u53ce\u76ca\u6e90\u306e\u8ffd\u6c42\u3068\u3044\u3063\u305f\u8981\u7d20\u3092\u591a\u5206\u306b\u542b\u3080\u3082\u306e\u3068\u6349\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n
<\/p>\n
\u3082\u3046\u5c11\u3057\u3001\u62bd\u8c61\u5316\u3057\u305f\u5f62\u3067\u30c7\u30b8\u30bf\u30eb\u6642\u4ee3\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5909\u9769\u306e\u65b9\u5411\u6027\u3092 \uff14 \u3064\u306e\u30c8\u30d4\u30c3\u30af\u3067\u304a\u793a\u3057\u3057\u307e\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30aa\u30fc\u30d7\u30f3\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306f\u3001\u5358\u306b\u91d1\u878d\u6a5f\u95a2\u304c\u5916\u90e8\u4f01\u696d\u306b\u91d1\u878d\u6a5f\u80fd\u3092 API \u306a\u3069\u3067\u63d0\u4f9b\u3059\u308b\u3068\u3044\u3046\u3060\u3051\u3067\u306a\u304f\u3001\u7570\u696d\u7a2e\u3068\u306e\u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u4fc3\u9032\u3059\u308b\u3068\u3044\u3046\u70b9\u3067\u3001\u4eca\u5f8c\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u5728\u308a\u65b9\u3092\u5909\u3048\u3066\u3044\u304f\u53ef\u80fd\u6027\u3082\u3042\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n
\u8d85\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba (Hyper Personalization) \u306f\u3001\u304a\u5ba2\u69d8 1 \u4eba\u3072\u3068\u308a\u30011 \u793e 1 \u793e\u306b\u500b\u5225\u6700\u9069\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u30ed\u30a4\u30e4\u30ea\u30c6\u30a3\u3092\u5411\u4e0a\u3055\u305b\u308b\u3067\u3057\u3087\u3046\u3002\u305d\u306e\u305f\u3081\u306b\u3082\u30c7\u30fc\u30bf\u3092\u30bb\u30f3\u30c8\u30e9\u30e9\u30a4\u30ba\u3055\u305b\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3057\u3001\u5c11\u3057\u30b3\u30f3\u30bb\u30d7\u30c1\u30e5\u30a2\u30eb\u306a\u8a71\u3067\u3059\u304c\u3001\u7a76\u6975\u7684\u306b\u306f\u3001\u500b\u4eba\u306e\u304a\u91d1\u3092\u81ea\u5f8b\u7684\u306b\u904b\u7528\u3059\u308b\u3001\u4f01\u696d\u306e\u8ca1\u52d9\u3092\u81ea\u5f8b\u7684\u306b\u6539\u5584\u3059\u308b\u3088\u3046\u306a\u30b5\u30fc\u30d3\u30b9\u3078\u3068\u9032\u5316\u3057\u3066\u3044\u304f\u65b9\u5411\u6027\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306f\u3001\u3053\u3046\u3057\u305f\u30c8\u30ec\u30f3\u30c9\u3092\u3057\u3063\u304b\u308a\u3068\u898b\u305f\u3046\u3048\u3067\u3001\u30c8\u30ec\u30f3\u30c9\u306b\u5148\u3093\u3058\u3066\u91d1\u878d\u6a5f\u95a2\u306e DX \u3092\u652f\u63f4\u3059\u308b\u30d1\u30fc\u30c8\u30ca\u30fc\u3068\u306a\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n
\u305d\u306e 1 \u3064\u306e\u5f62\u3068\u3057\u3066\u3001\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306f\u9867\u5ba2\u4f01\u696d\u3068\u300c\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u300d\u3092\u7de0\u7d50\u3057\u3001\u6570\u5e74\u5358\u4f4d\u3067\u5168\u9762\u7684\u306bDX\u3092\u652f\u63f4\u3059\u308b\u53d6\u308a\u7d44\u307f\u3092\u5168\u4e16\u754c\u3067\u9032\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n
2 \u793e\u306e\u4e8b\u4f8b\u3092\u3054\u8aac\u660e\u3057\u307e\u3059\u3002\uff11 \u793e\u306f Allianz \u69d8\u3068\u306e\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3067\u3059\u3002Allianz Business System \u3068\u3044\u3046\u4fdd\u967a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092 Azure \u5316\u3057\u3001\u307e\u305f\u30aa\u30fc\u30d7\u30f3\u30bd\u30fc\u30b9\u5316\u3068\u5916\u90e8\u63d0\u4f9b\u3082\u652f\u63f4\u3059\u308b\u3068\u3044\u3046\u306e\u304c\u4e3b\u306a\u5185\u5bb9\u3067\u3059\u3002<\/p>\n
\u3082\u3046 \uff11 \u793e\u306f Standard Chartered \u69d8\u3067\u3059\u3002\u540c\u793e\u3067\u306f\u3001\u52d8\u5b9a\u7cfb\u3084\u6b21\u4e16\u4ee3\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306a\u3069\u591a\u304f\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u30af\u30e9\u30a6\u30c9\u5316\u3057\u30a2\u30b8\u30e3\u30a4\u30eb\u958b\u767a\u3092\u884c\u3063\u3066\u3044\u304f\u4e88\u5b9a\u3067\u3059\u304c\u3001Azure \u3092\u512a\u5148\u30af\u30e9\u30a6\u30c9\u3068\u3057\u3066\u9078\u629e\u3057\u3001M365 \u306a\u3069\u3082\u6d3b\u7528\u3057\u3066\u5909\u9769\u3092\u52a0\u901f\u3059\u308b\u8a08\u753b\u3092\u9032\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n
<\/p>\n
\u4e0a\u8a18\u306e\u4e8b\u4f8b\u4ee5\u5916\u306b\u3082\u3001\u30ab\u30ca\u30c0\u306e TD Bank \u3084\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e NAB \u306a\u3069\u3001\u5927\u624b\u91d1\u878d\u6a5f\u95a2\u3068\u306e\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u7de0\u7d50\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\n
\u6628\u4eca\u3001\u30c6\u30c3\u30af\u4f01\u696d\u304c\u91d1\u878d\u9818\u57df\u306b\u304a\u3051\u308b\u7af6\u5408\u3068\u306a\u308a\u3064\u3064\u3042\u308b\u305f\u3081\u3001Time to Market \u306e\u77ed\u7e2e\u306f\u91d1\u878d\u6a5f\u95a2\u306b\u3068\u3063\u3066\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3042\u308b\u3068\u6349\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u6a5f\u95a2\u306f\u30af\u30e9\u30a6\u30c9\u3084\u30a2\u30b8\u30e3\u30a4\u30eb\u958b\u767a\u306a\u3069\u3001\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306e\u5148\u9032\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u77e5\u898b\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u30b3\u30b9\u30c8\u3092\u6291\u3048\u306a\u304c\u3089\u7af6\u5408\u512a\u4f4d\u6027\u306e\u3042\u308b\u30b5\u30fc\u30d3\u30b9\u3092\u65e9\u671f\u306b\u30ea\u30ea\u30fc\u30b9\u3067\u304d\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306f\u3001\u9054\u6210\u3059\u3079\u304d\u76ee\u6a19\u3092\u9867\u5ba2\u4f01\u696d\u3068\u5171\u6709\u3057\u306a\u304c\u3089\u3001\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u90e8\u968a\u306b\u3088\u308b\u30c6\u30af\u30cb\u30ab\u30eb\u652f\u63f4\u3084\u958b\u767a\u4e2d\u306e\u65b0\u30b5\u30fc\u30d3\u30b9\u306e\u65e9\u671f\u63d0\u4f9b\u306a\u3069\u76f8\u5fdc\u306e\u6295\u8cc7\u3092\u884c\u3044\u3001\u3088\u308a\u78ba\u5b9f\u306a\u76ee\u6a19\u9054\u6210\u3092\u76ee\u6307\u3057\u307e\u3059\u3002<\/p>\n
\u65e5\u672c\u5e02\u5834\u306b\u304a\u3044\u3066\u3082\u4eca\u5f8c\u3001\u91d1\u878d\u6a5f\u95a2\u69d8\u3068\u306e\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u5b9f\u73fe\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n