{"id":97,"date":"2016-06-21T13:36:22","date_gmt":"2016-06-21T04:36:22","guid":{"rendered":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/industry\/2016\/06\/21\/future-risk-modelling-insurance\/"},"modified":"2018-12-13T18:09:49","modified_gmt":"2018-12-13T09:09:49","slug":"future-risk-modelling-insurance","status":"publish","type":"post","link":"https:\/\/www.microsoft.com\/ja-jp\/industry\/blog\/financial-services\/2016\/06\/21\/future-risk-modelling-insurance\/","title":{"rendered":"\u3053\u308c\u304b\u3089\u306e\u4fdd\u967a\u306e\u30ea\u30b9\u30af \u30e2\u30c7\u30eb"},"content":{"rendered":"

\u6025\u5897\u3057\u3066\u3044\u308b\u696d\u52d9\u306e\u3072\u3068\u3064\u3067\u3042\u308b\u4fdd\u967a\u306e\u300c\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u300d\u3002\u4fdd\u967a\u4f1a\u793e\u304c\u4f01\u696d\u3084\u500b\u4eba\u306e\u304a\u5ba2\u69d8\u306b\u3001\u8fc5\u901f\u3067\u4fa1\u5024\u306e\u9ad8\u3044\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u3092\u304a\u5c4a\u3051\u3059\u308b\u305f\u3081\u306b\u3001\u30af\u30e9\u30a6\u30c9\u304c\u652f\u63f4<\/strong><\/p>\n

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Willis Towers Watson \u793e\u304c\u884c\u3063\u305f\u6700\u8fd1\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306b\u3088\u308b\u3068\u3001\u4e16\u754c\u306e\u5168\u4eba\u53e3\u306b\u4fdd\u967a\u3092\u639b\u3051\u305f\u5834\u5408\u306e\u8cbb\u7528\u306f\u7d04 190 \u5146\u30c9\u30eb\u3002\u3053\u308c\u306f\u3001\u4e16\u754c\u306e GDP \u306e\u7d04 2.5 \u500d (\u6a19\u6e96\u504f\u5dee\u306f\u540c GDP \u306e\u7d04 15%) \u306b\u3042\u305f\u308a\u307e\u3059\u3002Microsoft Azure \u30af\u30e9\u30a6\u30c9 \u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u5b9f\u884c\u3057\u305f\u3053\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u60f3\u5b9a\u306f\u3001\u5bfe\u8c61\u4eba\u53e3\u3092 73 \u5104\u4eba\u3068\u3057\u30011 \u4eba\u5f53\u305f\u308a 10 \u4e07\u30c9\u30eb (\u7d04 1,000 \u4e07\u5186) \u306e\u7d42\u8eab\u4fdd\u967a\u3092\u639b\u3051\u305f\u5834\u5408\u306e\u8cbb\u7528\u3092\u8a08\u7b97\u3057\u305f\u3082\u306e\u3067\u3001\u5206\u6790\u306e\u6240\u8981\u6642\u9593\u306f 2 \u6642\u9593\u672a\u6e80\u3067\u3057\u305f\u3002Microsoft Azure \u306f\u3053\u306e\u30ec\u30d9\u30eb\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3092\u3001\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3084\u30c7\u30fc\u30bf\u3092\u3059\u3079\u3066\u30af\u30e9\u30a6\u30c9\u306b\u4fdd\u5b58\u3059\u308b SaaS (Software as a Service) \u30e2\u30c7\u30eb\u3067\u3082\u3001\u307e\u305f\u306f\u30af\u30e9\u30a6\u30c9\u4e0a\u3067\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u3092\u5897\u3084\u3057\u305f\u3044\u3068\u304d\u306b\u62e1\u5f35\u3067\u304d\u308b IaaS (Infrastructure as a Service) \u30e2\u30c7\u30eb\u3067\u3082\u3001\u3044\u305a\u308c\u3067\u3082\u5b9f\u73fe\u3067\u304d\u307e\u3059\u3002<\/p>\n

\u3053\u306e\u30aa\u30f3\u30c7\u30de\u30f3\u30c9 \u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u304c\u3001\u4fa1\u5024\u63d0\u4f9b\u306e\u30b9\u30d4\u30fc\u30c9\u3001\u7dcf\u6240\u6709\u30b3\u30b9\u30c8 (TCO) \u306b\u5927\u304d\u306a\u5dee\u3092\u751f\u307f\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u901a\u5e38\u306e\u4f7f\u7528\u30b3\u30a2\u304c 2,000 \u500b\u3067\u3001\u56db\u534a\u671f\u304b\u3089\u5e74\u306b\u4e00\u5ea6\u3001\u30ea\u30b9\u30af \u30e2\u30c7\u30eb\u306e\u5b9f\u884c\u306b 5,000 \u500b\u306e\u30b3\u30a2\u3092\u5fc5\u8981\u3068\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306e\u5834\u5408\u3001\u5fc5\u8981\u306a\u3068\u304d\u306b\u3060\u3051\u3001\u305d\u306e\u4f59\u5206\u306a\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u306b\u5bfe\u3059\u308b\u652f\u6255\u3044\u3092\u3059\u308b\u307b\u3046\u304c\u3001\u306f\u308b\u304b\u306b\u30b3\u30b9\u30c8\u52b9\u7387\u304c\u9ad8\u3044\u306f\u305a\u3067\u3059\u3002\u9867\u5ba2 1 \u4eba\u5f53\u305f\u308a\u306e TCO \u5206\u6790\u306e\u7d50\u679c\u3001\u30e2\u30c7\u30ea\u30f3\u30b0\u3092\u30aa\u30f3\u30b5\u30a4\u30c8\u3067\u5b9f\u884c\u3057\u7d9a\u3051\u305f\u5834\u5408\u306e\u30b3\u30b9\u30c8\u306f\u5e74\u9593 550 \u4e07\u30c9\u30eb\u3060\u3063\u305f\u306e\u306b\u5bfe\u3057\u3001\u540c\u69d8\u306e\u8a08\u7b97\u80fd\u529b\u3092\u30af\u30e9\u30a6\u30c9\u3067\u63d0\u4f9b\u3057\u305f\u5834\u5408\u306f\u3001\u30b0\u30ea\u30c3\u30c9\u62e1\u5f35\u306b\u5fc5\u8981\u306a\u30aa\u30f3\u30d7\u30ec\u30df\u30b9\u306e\u30b5\u30fc\u30d0\u30fc\u306a\u3069\u3078\u306e\u5148\u884c\u6295\u8cc7\u304c\u4e0d\u8981\u306a\u305f\u3081\u3001\u308f\u305a\u304b 170 \u4e07\u30c9\u30eb\u3067\u3057\u305f\u3002\u30e2\u30c7\u30ea\u30f3\u30b0\u5b9f\u884c\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u8a08\u7b97\u80fd\u529b\u3092\u90fd\u5ea6\u8ffd\u52a0\u3059\u308b\u307b\u3046\u304c 45 \uff5e 65% \u5272\u5b89\u3068\u306a\u308a\u307e\u3059\u3002\u30af\u30e9\u30a6\u30c9\u306e\u5834\u5408\u3001\u304a\u5ba2\u69d8\u304c\u30a4\u30f3\u30d5\u30e9\u3092\u7ba1\u7406\u3059\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u304a\u5ba2\u69d8\u306f\u30e2\u30c7\u30ea\u30f3\u30b0\u306e\u5b9f\u884c\u6642\u9593\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u8a08\u7b97\u80fd\u529b\u3092\u5229\u7528\u3059\u308b\u3060\u3051\u3067\u3059\u3002<\/p>\n

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\u305d\u306e\u7b54\u3048\u306f\u300c\u306f\u3044\u300d\u3067\u3059\u3002\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306f\u3001\u898f\u5236\u5f53\u5c40\u3068\u9023\u643a\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u5bfe\u51e6\u3057\u3001\u76f8\u5fdc\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u57fa\u6e96\u306b\u3059\u3079\u3066\u6e96\u62e0\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u304a\u5ba2\u69d8\u306b\u3088\u308b\u6700\u521d\u306e\u898f\u5236\u8a55\u4fa1\u3092\u652f\u63f4\u3059\u308b\u305f\u3081\u306b\u3001Microsoft Azure \u306e\u30c8\u30e9\u30b9\u30c8 \u30bb\u30f3\u30bf\u30fc\u3092\u901a\u3058\u3066\u3001\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306e\u30af\u30e9\u30a6\u30c9 \u30b5\u30fc\u30d3\u30b9\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u95a2\u3059\u308b\u8a73\u7d30\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u307b\u3068\u3093\u3069\u306e\u5834\u5408\u3001\u5404\u4f01\u696d\u306e\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u3088\u308a\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306e\u307b\u3046\u304c\u3088\u308a\u53b3\u683c\u306a\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u57fa\u6e96\uff0f\u8981\u4ef6\u3092\u8ab2\u3057\u3066\u3044\u308b\u3068\u3054\u7406\u89e3\u3044\u305f\u3060\u3044\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u696d\u754c\u306e\u304a\u5ba2\u69d8\u304c\u304b\u304b\u3048\u308b\u898f\u5236\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5404\u8981\u4ef6\u3092\u8e0f\u307e\u3048\u3066\u3001\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306f\u3053\u3046\u3057\u305f\u304a\u5ba2\u69d8\u306e\u8981\u4ef6\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306b\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9 \u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u69cb\u7bc9\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n

\u65e9\u3044\u6bb5\u968e\u304b\u3089\u30af\u30e9\u30a6\u30c9\u3092\u63a1\u7528\u3057\u3066\u3044\u308b\u304a\u5ba2\u69d8\u306f\u3001\u30af\u30e9\u30a6\u30c9\u304c\u3082\u305f\u3089\u3059\u30d3\u30b8\u30cd\u30b9\u5909\u9769\u306e\u52b9\u679c\u3092\u5b9f\u611f\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u306e\u7528\u9014\u306b\u30af\u30e9\u30a6\u30c9\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u304a\u5ba2\u69d8\u306e\u6570\u3082\u5897\u52a0\u306e\u4e00\u9014\u3092\u305f\u3069\u3063\u3066\u3044\u307e\u3059\u3002\u306a\u304b\u306b\u306f\u3001SaaS \u30e2\u30c7\u30eb\u3092\u9078\u629e\u3057\u3001\u793e\u5185\u7ba1\u7406\u306e\u7570\u7a2e\u30b7\u30b9\u30c6\u30e0\u3068\u306e\u7d71\u5408\u3067\u306f\u306a\u304f\u3001\u30af\u30e9\u30a6\u30c9\u3067\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0 \u30d7\u30ed\u30bb\u30b9\u5168\u4f53\u3092\u7ba1\u7406\u3067\u304d\u308b\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u9078\u629e\u3059\u308b\u4f01\u696d\u3082\u3042\u308a\u307e\u3059\u3002Cortana Analytics \u3084 Power BI \u306a\u3069\u3092\u5229\u7528\u3059\u308c\u3070\u3001\u30ab\u30bf\u30b9\u30c8\u30ed\u30d5\u30a3\u30fc (\u7570\u5e38\u707d\u5bb3) \u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u3092\u884c\u3046\u305f\u3081\u306e\u5f37\u529b\u306a\u30de\u30c3\u30d4\u30f3\u30b0\u306e\u53ef\u8996\u5316\u3068\u5206\u6790\u3092\u5229\u7528\u3067\u304d\u3001\u3072\u3044\u3066\u306f\u3001\u640d\u5931\u3092\u6700\u5c0f\u5316\u3057\u3001\u6709\u4e8b\u306e\u969b\u306e\u8acb\u6c42\u91cf\u3092\u7ba1\u7406\u3059\u308b\u305f\u3081\u306e\u5bfe\u7b56\u3092\u8b1b\u3058\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u306a\u3069\u3001\u4f01\u696d\u306f\u591a\u304f\u306e\u5834\u5408\u3001\u30af\u30e9\u30a6\u30c9\u3067\u3082\u65e2\u5b58\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6295\u8cc7\u3092\u6d3b\u7528\u3067\u304d\u308b\u3053\u3068\u3092\u3054\u7406\u89e3\u3044\u305f\u3060\u304d\u307e\u3059\u3002<\/p>\n

\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u3066\u8a73\u7d30\u3092\u898b\u308b: \u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\u306e\u4fdd\u967a\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u306e\u5c55\u671b (\u82f1\u8a9e) \"\u65b0\u3057\u3044\u30a6\u30a3\u30f3\u30c9\u30a6\u3067\u958b\u304d\u307e\u3059\"<\/a><\/p>\n

\u203b\u672c\u60c5\u5831\u306e\u5185\u5bb9\uff08\u6dfb\u4ed8\u6587\u66f8\u3001\u30ea\u30f3\u30af\u5148\u306a\u3069\u3092\u542b\u3080\uff09\u306f\u3001\u4f5c\u6210\u65e5\u6642\u70b9\u3067\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u4e88\u544a\u306a\u304f\u5909\u66f4\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4fdd\u967a\u696d\u754c\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u3067\u306f\u3001\u30b9\u30d4\u30fc\u30c9\u3068\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u304c\u9375\u3068\u306a\u308a\u307e\u3059\u3002\u30ea\u30b9\u30af \u30e2\u30c7\u30eb\u306e\u7cbe\u5ea6\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u306f\u91cd\u8981\u3067\u3059\u304c\u3001\u4e00\u65b9\u3001\u4f7f\u7528\u983b\u5ea6\u306e\u5c11\u306a\u3044\u904e\u5270\u306a\u30a4\u30f3\u30d5\u30e9\u3092\u7ba1\u7406\u3059\u308b\u306e\u306f\u975e\u52b9\u7387\u3067\u3059\u3002Microsoft Azure \u306a\u3089\u3001\u9ad8\u3044\u6c34\u6e96\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u62c5\u4fdd\u3059\u308b\u30af\u30e9\u30a6\u30c9 \u30b5\u30fc\u30d3\u30b9\u3092\u3054\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n","protected":false},"author":14,"featured_media":459,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"_classifai_error":"","_classifai_text_to_speech_error":"","footnotes":""},"categories":[47],"post_tag":[],"content-type":[],"coauthors":[24],"class_list":["post-97","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-services"],"yoast_head":"\n\u3053\u308c\u304b\u3089\u306e\u4fdd\u967a\u306e\u30ea\u30b9\u30af \u30e2\u30c7\u30eb - Microsoft Enterprise<\/title>\n<meta name=\"description\" content=\"\u4fdd\u967a\u696d\u754c\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af \u30e2\u30c7\u30ea\u30f3\u30b0\u3067\u306f\u3001\u30b9\u30d4\u30fc\u30c9\u3068\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u304c\u9375\u3068\u306a\u308a\u307e\u3059\u3002\u30ea\u30b9\u30af 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